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Zopa: Personal loan reviews

4.94
Based on 68,044 reviews, last reviewed 14th Mar 2026
273200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

my car broke down my car broke down and I was easily able to get myself a small loans to cover getting a replacement. A few details to make sure I could afford it and t... Read more Reviewed on: 14th March 2026
helen d's avatar
helen d

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68044)

Good, quick efficient service. Thanks

5
I needed some money for my sons 18th & my daughters 21st. All in 2016. Needed a fast loan. I was provided with what I wanted. Reviewed on: 19th December 2016

Easy application and accessible website

5
Applied for a loan to consolidate my debt. Found the website very easy to use and also like knowing that I can change my repayment dates easily. Would definitely recommend Reviewed on: 19th December 2016

What else is there to want?!

5
Fast, easy, low rates - what else is there to want?! :) Reviewed on: 19th December 2016

Zopa Loan Review

5
A totally professional, courteous, rapid (in terms of decision and money in the bank), competitive interest service. Excellent, thoroughly recommend. James Turner. Reviewed on: 19th December 2016

Easy and Efficient

5
Zopa are a refreshing lender, making the borrowing process quick, easy and satisfyingy. The website is simple and easy to navigate and all communications are straight-forward and self-explanatory. A pleasure to deal with! Reviewed on: 19th December 2016

Zoopa loan

4
Simple, straight forward and fast. Reviewed on: 19th December 2016

Zopa loan

4
Very simple process, fast decision and delivery of funds. Reviewed on: 19th December 2016

Brilliant simple and helpful!

5
Everyone was very helpful and polite. Great customer service and the money was in the account very quickly. Brilliant company. Reviewed on: 19th December 2016

Competitive rates

5
I'm very happy with my loan, really competitive rates Reviewed on: 19th December 2016

Great

5
Very low interests, no problems with getting loan Reviewed on: 19th December 2016

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