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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Great for bad credit rating and easy to change payment dates

Great loan company that really cares about there customers Reviewed on: 19th December 2016

Without question the best loan I've had, EVER!

They were recommended by a work colleague, I rang them with my request and all my details, within 24 hours they came back to me with an unbeatable rate and repayment plan! Highly recommended ! Reviewed on: 19th December 2016

Its Like Borrowing From Your Mum

I've used quite a few loan companies over the years and I have to say, none have been as flexible, helpful, welcoming and easy to manage as Zopa - and to top it off they provide a very good and fair nterest rate. The online info and loan management website is clear and easy to use with no distractions. All in all a top company. Reviewed on: 19th December 2016

Brilliant Zopa

I was completely happy with the service, speed, rates, general ease of use with Zopa. I would unconditionally recommend to family and friends alike. A very happy customer! Reviewed on: 19th December 2016

Borrowing made easy

Taking out a loan had always been long winded with complicated forms to fill in requiring information sometimes long forgotten. Not so with Zopa. A clear and concise online application and an almost immediate acceptance. Excellent service and the best interest also. It was a no brainer and I will deal with them again. Reviewed on: 19th December 2016

Zopa!

I have taken loan from Zopa. Their terms are very good. I am interested to continue using Zopa services. Reviewed on: 19th December 2016

Outstanding

I had a hassel free loan with zopa. No hassel. Straight forward. Would do it again. Hoping they might do hassel free mortgages Reviewed on: 19th December 2016

Easy loan

Super quick and easy - would recommend to anyone! Reviewed on: 19th December 2016

Excellent customer service.

The whole process was seamless, from applying for the loan to receiving the money, I had no issues. When required the customer service had been spot on! Reviewed on: 19th December 2016

Great service

Such an easy process, fast and simple. Would recommend these people to anyone. Reviewed on: 19th December 2016

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