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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Best valuie personal loans

Taking out the loan: easy to apply and quick repsonse. Funds delvivered in equally prompt manner; INTEREST RATE: one of the few lenders whose headline rate is the rate you get; Customer service: Excellent; Website very easy to use although the breakdown of money borrowed and repaid is a little cofusing at first until you appreciate how the ZOPA loan system works and then it makes perfect sense Reviewed on: 19th December 2016

Outstanding and competitive

Asked for a loan they were v helpful and made me feel important Reviewed on: 19th December 2016

Great for bad credit rating and easy to change payment dates

Great loan company that really cares about there customers Reviewed on: 19th December 2016

Without question the best loan I've had, EVER!

They were recommended by a work colleague, I rang them with my request and all my details, within 24 hours they came back to me with an unbeatable rate and repayment plan! Highly recommended ! Reviewed on: 19th December 2016

Its Like Borrowing From Your Mum

I've used quite a few loan companies over the years and I have to say, none have been as flexible, helpful, welcoming and easy to manage as Zopa - and to top it off they provide a very good and fair nterest rate. The online info and loan management website is clear and easy to use with no distractions. All in all a top company. Reviewed on: 19th December 2016

Brilliant Zopa

I was completely happy with the service, speed, rates, general ease of use with Zopa. I would unconditionally recommend to family and friends alike. A very happy customer! Reviewed on: 19th December 2016

Borrowing made easy

Taking out a loan had always been long winded with complicated forms to fill in requiring information sometimes long forgotten. Not so with Zopa. A clear and concise online application and an almost immediate acceptance. Excellent service and the best interest also. It was a no brainer and I will deal with them again. Reviewed on: 19th December 2016

Zopa!

I have taken loan from Zopa. Their terms are very good. I am interested to continue using Zopa services. Reviewed on: 19th December 2016

Outstanding

I had a hassel free loan with zopa. No hassel. Straight forward. Would do it again. Hoping they might do hassel free mortgages Reviewed on: 19th December 2016

Easy loan

Super quick and easy - would recommend to anyone! Reviewed on: 19th December 2016

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