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Zopa: Personal loan reviews

4.94
Based on 68,044 reviews, last reviewed 14th Mar 2026
273200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

my car broke down my car broke down and I was easily able to get myself a small loans to cover getting a replacement. A few details to make sure I could afford it and t... Read more Reviewed on: 14th March 2026
helen d's avatar
helen d

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68044)

Quick and efficient servie

5
Easy process, supportive and kind staff. Would highly recommend it. Reviewed on: 19th December 2016

Very good. Money in my account quickly.

5
Money arrived quickly and when they said it would. I will use them again if needed. Reviewed on: 19th December 2016

Easiest loan application ever

5
Zopa make the loan application the easiest ever . Would highly recommend. Reviewed on: 19th December 2016

Best online rate!

5
Quick and easy to apply. Money was in the bank quickly. Lowest rate I found online too! Reviewed on: 19th December 2016

Simple cheap loans

5
The Zopa website was very easy to use and allowed me to see what the interest rate was and what my monthly repayments would be on one screen. Plus the interest rate was low too.. Reviewed on: 19th December 2016

fantastic

5
Perfect,fast and to the point no hassle and no pain Reviewed on: 19th December 2016

Love Zopa

5
I had a plesure do deal with Zopa. Grate service. Thank you. Reviewed on: 19th December 2016

Excellent interest rates Easy completion & Quick Decision

5
The whole experience was quick and easy, with the best and most competitive interest rates around would recommend them to anyone. Reviewed on: 19th December 2016

Help when most needed

5
Planning a wedding is hard paying for the wedding is harder, from applying to being accepted has been amazing. I cannot fault zopa and I strongly believe that they are the best loan company by far. Thankyou for making my dream wedding a reality Reviewed on: 19th December 2016

Zopa personal loans

5
Very fast and friendly straight forward and very clear . Gave me a good choice and pointed out the best option for me . Super Zopa ! Reviewed on: 19th December 2016

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