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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Help so quick for a loan making my financial difficu...

Help so quick for a loan making my financial difficulty easy with lower monthly pay Reviewed on: 14th January 2025

Excellent service

Just coming to the end of my 2nd loan from Zopa. Excellent service. Good interest rates and it’s easy to keep a track of my payments via the app. Would definitely recommend Reviewed on: 14th January 2025

Very helpful advice and excellent to apply for with...

Very helpful advice and excellent to apply for with help from the Zopa team .very pleased with my loan . Reviewed on: 14th January 2025

nothing was to much bother applying for the loan few...

nothing was to much bother applying for the loan few questions to answer and got the loan no problem following day excellent service overall Reviewed on: 14th January 2025

Quick and efficient solution great app combines all...

Quick and efficient solution great app combines all products Reviewed on: 14th January 2025

Was in my account before I left this site wow amazing

Quickest easy best Loan I have ever received wow service is amazing Reviewed on: 14th January 2025

Zopa Loan

Very easy to use online system and I have used Zopa for many years. Reviewed on: 14th January 2025

Easy peasy

Easiest application I have ever done. Fast response no getting past from person to person. Clear details with no hidden agenda. Reviewed on: 14th January 2025

Very professional company, loan process is very quic...

Very professional company, loan process is very quick and easy Reviewed on: 14th January 2025

RELIABLE LOAN PROVIDER ZOPA

I needed a loan which led to my being directed to ZOPA the application procedure was easy and I received the loan within minutes of completing the application. Reviewed on: 14th January 2025

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