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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

Amaz8ng company and easy to deal with

Quick online decision with great rates. Easy to change payment dates Reviewed on: 19th December 2016

Easy, no hassle, simply brilliant!

The whole process is so easy, approved fast & 8 love the flexibility to pay in a bit extra here & there! Reviewed on: 19th December 2016

No hassle great service!

Applied online and had an answer within a day, no hassle. No fees for early repayments and easy access online to my account. Highly recommended! Reviewed on: 19th December 2016

Fantastic digital service!

So easy to use and and a fast decision, received money in days! Reviewed on: 19th December 2016

easy to use

very easy to follow on website and if problem can ring Reviewed on: 19th December 2016

Fast and easy

Very quick application process Reviewed on: 19th December 2016

Quick and easy

Can't complain about anything at all. Very easy and quick and great rates Reviewed on: 19th December 2016

Top service, no hassles

Definitely a no hassle process Reviewed on: 19th December 2016

Recommendation

Easy to apply online, quick answer, the rate quoted was the actual rate given and money in my account on the day it stated. Brilliant service. Reviewed on: 19th December 2016

zopa loan

PAIN FREE EXPERIENCE AND A VERY QUICK DECISION,MONEY IN YOUR BANK WITHIN 3 DAYS,EXCELLENT SERVICE AND HIGHLY RECOMMENDED FROM A CUSTOMER WHO HAS 2 LOANS WITH ZOPA BECAUSE THE LENDING RATE IS EXTREMELY LOW,AND THE CUSTOMER SERVICE IS EXEMPLARY.DON'T HESITATE OR USE ANYONE ELSE AS YOU WONT BE DISAPPOINTED,IT'LL BE THE BEST DECISION YOU'VE EVER MADE. Reviewed on: 19th December 2016

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