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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

GREAT service quick easy loan

Easy to use website loan reached my bank quickly no fuss easy to see what the loan will cost happy customer well done zopa Reviewed on: 19th December 2016

Fast and fair!

With a good credit rating, Zopa gave me a decision instantly, so I could make a swift purchase on a new car. No fuss, and theIR communication is clear and straightforward. Reviewed on: 19th December 2016

Quick decision and excellent service! Would highly recommend!

Really happy with Zopa. Website was easy to use a had a quick decision. Excellent overall Reviewed on: 19th December 2016

Hassle-Free Experience!

The whole procedure from my initial online application was very user-friendly. Everything was easy to comprehend and I was kept informed at all times. I would happily recommend Zopa to friends and family members. Reviewed on: 19th December 2016

Amazing rates friendly can t beat zopa

I received friendly help with a great rate and fast payout of loan. Hassle free won t go passed zopa. Reviewed on: 19th December 2016

Cheapest and the best !!!

I took a loan with zopa was done quick and easily would defo recomend zopa. Reviewed on: 19th December 2016

Excellent Service and Rates

I looked around to find the best rates with the flexibility of paying off additional amounts when I wanted without penalties and Zopa had the best product and best rates. It was very easy to set up and I had the money in my account within a couple of days. Paying off additional amounts online could not be any easier. I am very pleased with their service and would highly recommend them. Reviewed on: 19th December 2016

Personal loan

I needed a loan to buy a new car. The whole process of using zopa was quick and easy. With a great rate on offer, I Would definitely recommend zopa to family and friends. Reviewed on: 19th December 2016

Amaz8ng company and easy to deal with

Quick online decision with great rates. Easy to change payment dates Reviewed on: 19th December 2016

Easy, no hassle, simply brilliant!

The whole process is so easy, approved fast & 8 love the flexibility to pay in a bit extra here & there! Reviewed on: 19th December 2016

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