Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Personal loan

I needed a loan to buy a new car. The whole process of using zopa was quick and easy. With a great rate on offer, I Would definitely recommend zopa to family and friends. Reviewed on: 19th December 2016

Amaz8ng company and easy to deal with

Quick online decision with great rates. Easy to change payment dates Reviewed on: 19th December 2016

Easy, no hassle, simply brilliant!

The whole process is so easy, approved fast & 8 love the flexibility to pay in a bit extra here & there! Reviewed on: 19th December 2016

No hassle great service!

Applied online and had an answer within a day, no hassle. No fees for early repayments and easy access online to my account. Highly recommended! Reviewed on: 19th December 2016

Fantastic digital service!

So easy to use and and a fast decision, received money in days! Reviewed on: 19th December 2016

easy to use

very easy to follow on website and if problem can ring Reviewed on: 19th December 2016

Fast and easy

Very quick application process Reviewed on: 19th December 2016

Quick and easy

Can't complain about anything at all. Very easy and quick and great rates Reviewed on: 19th December 2016

Top service, no hassles

Definitely a no hassle process Reviewed on: 19th December 2016

Recommendation

Easy to apply online, quick answer, the rate quoted was the actual rate given and money in my account on the day it stated. Brilliant service. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Credit Star 0.00 from 0 reviews
Payday Loan
from Pixie Loans 4.00 from 1 reviews
Loans
from Great Western Credit Union 4.81 from 1500 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub