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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68044 reviews)

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4.94

Based on 68,044 reviews, last reviewed 14th Mar 2026

273200% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

my car broke down my car broke down and I was easily able to get myself a small loans to cover getting a replacement. A few details to make sure I could afford it and t... Read more Reviewed on: 14th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68044)

Quick, kind an efficient service

Very supportive and fast service, easy to understand. Would recommend it to others as well. Reviewed on: 19th December 2016

Excellent easy to use loan company - happy to use again when needed

Excellent service - happy to use again when I need a low loan amount (or high if needes)!! Reviewed on: 19th December 2016

A very easy stress free application, helped me out when I needed it most, great interest rates and affordable monthly repayments.

Money quickly and when I needed it most!!!! Reviewed on: 19th December 2016

Best lender ever. Always lowerest intrest

I had 3 loans from Zopa and next one gonna be from Zopa as well. Reviewed on: 19th December 2016

Great loan

Everything has been too class and easy. Reviewed on: 19th December 2016

Excellent company to deal with

Easy and fast to use. Get an answer and your money quickly Reviewed on: 19th December 2016

Great

Brilliant for a loan, really helpful and always understanding Reviewed on: 19th December 2016

Loan - Simply brilliant!

Excellent service. Had an answer to a loan within minutes and the money was made available to me straight away. Highly impressed and would recommend to anyone one. Simply fantastic. Reviewed on: 19th December 2016

Easy and honest

I've had 2 loans from zopa and from the application to the money in my bank seemed like no time at all. They make me feel like I'm in control of the loan Reviewed on: 19th December 2016

Fast and easy to apply

Extremely fast transaction, had the funds transferred within three working days - for additional fee you can have next day transfer. Very competitive APR. Reviewed on: 19th December 2016

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