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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68044 reviews)

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4.94

Based on 68,044 reviews, last reviewed 14th Mar 2026

273200% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

my car broke down my car broke down and I was easily able to get myself a small loans to cover getting a replacement. A few details to make sure I could afford it and t... Read more Reviewed on: 14th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68044)

Excellent rates and quick application

Found to be extremely competitive with rates for loans. Would recommend Reviewed on: 19th December 2016

Interest rates

I had first time the loan interest was 4,5 % it was very good! After that I have moore that 20%.. I paid corretly every month.. Reviewed on: 19th December 2016

Quick and great service

Quick easy process. Money there quickly. Will use and recommend. Reviewed on: 19th December 2016

Trevor's review

Very quick decision, no fuss, no waiting, hassle free ... Reviewed on: 19th December 2016

Fantastic company

Very fast response and great customer service. This company has helped me and my family out greatly. Would recommend to anyone Reviewed on: 19th December 2016

Never had any problems quick approval

Quick lone was a slight delay getting money into account but very smooth services. Reviewed on: 19th December 2016

Excellent service

Fast, excellent service. Also online service was easy to use. Reviewed on: 19th December 2016

Top company top service top for easy

So quick and easy to use. Service was fantastic and applying took no time at all. Reviewed on: 19th December 2016

All you need

Cant really say more than it was very easy and the money was there in perfect time. Reviewed on: 19th December 2016

Awesome company! Great customer service!

I have used Zopa loans a number of times to help finance purchases from laser eye surgery to a car, they are always fantastic! Will use again 100% Reviewed on: 19th December 2016

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