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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Genuinely helpful

Great interest rates, much lower than the banks. East quick and simple what more can you ask of a loan company Reviewed on: 19th December 2016

Easy peezey lemon squeeze

Easiest and safest loan I've ever gotten Reviewed on: 19th December 2016

Easy to arrange, prompt reply and service,

Have had 2 loans now with Zopa, both for cars. Easy to arrange, feel confident with them. Easy to contact them and can chek on the loan any time on their web site. Reviewed on: 19th December 2016

GREAT service quick easy loan

Easy to use website loan reached my bank quickly no fuss easy to see what the loan will cost happy customer well done zopa Reviewed on: 19th December 2016

Fast and fair!

With a good credit rating, Zopa gave me a decision instantly, so I could make a swift purchase on a new car. No fuss, and theIR communication is clear and straightforward. Reviewed on: 19th December 2016

Quick decision and excellent service! Would highly recommend!

Really happy with Zopa. Website was easy to use a had a quick decision. Excellent overall Reviewed on: 19th December 2016

Hassle-Free Experience!

The whole procedure from my initial online application was very user-friendly. Everything was easy to comprehend and I was kept informed at all times. I would happily recommend Zopa to friends and family members. Reviewed on: 19th December 2016

Amazing rates friendly can t beat zopa

I received friendly help with a great rate and fast payout of loan. Hassle free won t go passed zopa. Reviewed on: 19th December 2016

Cheapest and the best !!!

I took a loan with zopa was done quick and easily would defo recomend zopa. Reviewed on: 19th December 2016

Excellent Service and Rates

I looked around to find the best rates with the flexibility of paying off additional amounts when I wanted without penalties and Zopa had the best product and best rates. It was very easy to set up and I had the money in my account within a couple of days. Paying off additional amounts online could not be any easier. I am very pleased with their service and would highly recommend them. Reviewed on: 19th December 2016

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