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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Great loan company

I currently have 2 loans with Zopa & would definitely recommend them. I had a decision within minutes & the money was in my bank in no time. The staff are very helpful also. Reviewed on: 19th December 2016

Great loan rates

Best online rates, better than high street banks. Easy to use online application and quick decision. Reviewed on: 19th December 2016

Quick turnaround and easy to navigate website

The rates were the best on offer and the speed to receive the money I borrowed was excellent. Website really easy to use and straightforward. No hassle borrowing! Reviewed on: 19th December 2016

reliable, fast decision, easy transfers and no surprises.

I took zopa load for home improvement. The decision was instant with no hidden charges and quick transfer to my bank account. Highly recommended!! Reviewed on: 19th December 2016

The BEST Service

Taking out a loan was simple, easy to understand and completed quickly and efficiently. I have now had 2 loans through ZOPA and know that I got a really good competitive deal each time. Heartily recommend them for their service and the product offering. Reviewed on: 19th December 2016

Quick, Easy, Simple and Friendly

Great help form zopa when applying for a loan. Easy step by step help on website and on the phone. Would recommend for sure, rate advertised was the rate i received, no nasty hidden charges. The same for when I replaid early, no hidden charges. Great all round thanks once again Reviewed on: 19th December 2016

Quick, easy and convenient

A quick decision. Hassle free. Easy to set up Direct Debit. Reviewed on: 19th December 2016

Genuinely helpful

Great interest rates, much lower than the banks. East quick and simple what more can you ask of a loan company Reviewed on: 19th December 2016

Easy peezey lemon squeeze

Easiest and safest loan I've ever gotten Reviewed on: 19th December 2016

Easy to arrange, prompt reply and service,

Have had 2 loans now with Zopa, both for cars. Easy to arrange, feel confident with them. Easy to contact them and can chek on the loan any time on their web site. Reviewed on: 19th December 2016

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