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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Quick and efficient

Applied for a loan on line and all information about loan was emailed within 24hours....very quick and efficient service and a very good rate for the loan Reviewed on: 19th December 2016

Quick and easy loan

Applied online, very quick decision....good service all round. Reviewed on: 19th December 2016

Zoopalicious loans at a good rate

Loan took a couple of minutes to accept and money was in within a day, thumbs up all round Reviewed on: 19th December 2016

Zopa Loans

Zopa is an excellent loan company, quick,helpful and fair. I would recommend them to anyone who needs a loan at a very competitive rate. I will use again if i ever need another loan. Thanks,John Reviewed on: 19th December 2016

Best value loans

Zopa completed my loan request fast and efficiently Reviewed on: 19th December 2016

Quick and easy

Quick and easy internet experience and staff from start to completion. Reviewed on: 19th December 2016

Quick, easy and highly recommended

The whole process was quick and straight forward. There wasn't a million questions just a straight forward application for responsible borrowers. Highly recommended! Reviewed on: 19th December 2016

Quick and easy process

I took out a loan for wedding expenses and the process was extremely easy and the funds were available very quickly. I would definitely recommend zopa Reviewed on: 19th December 2016

Brilliant. I would come back to zopa

Brilliant and really good customer service. Reviewed on: 19th December 2016

Easy and quick

I found the whole experience quick and easy with payments to suit my budget website was clear to understand and was easy to apply would use this service again Many thanks Reviewed on: 19th December 2016

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