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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Quick pleasant and efficient dealings

Zopa was recommended by a friend (unfortunately, I forgot to advise you of this and she missed outon her reward) and my application was approved with a minimum of fuss or delay with no unnecessary details being required. Highly recommended!!! Reviewed on: 19th December 2016

Good loan provider, good customer service

Quick decision and quick access to funds Reviewed on: 19th December 2016

Quick and efficient

Applied for a loan on line and all information about loan was emailed within 24hours....very quick and efficient service and a very good rate for the loan Reviewed on: 19th December 2016

Quick and easy loan

Applied online, very quick decision....good service all round. Reviewed on: 19th December 2016

Zoopalicious loans at a good rate

Loan took a couple of minutes to accept and money was in within a day, thumbs up all round Reviewed on: 19th December 2016

Zopa Loans

Zopa is an excellent loan company, quick,helpful and fair. I would recommend them to anyone who needs a loan at a very competitive rate. I will use again if i ever need another loan. Thanks,John Reviewed on: 19th December 2016

Best value loans

Zopa completed my loan request fast and efficiently Reviewed on: 19th December 2016

Quick and easy

Quick and easy internet experience and staff from start to completion. Reviewed on: 19th December 2016

Quick, easy and highly recommended

The whole process was quick and straight forward. There wasn't a million questions just a straight forward application for responsible borrowers. Highly recommended! Reviewed on: 19th December 2016

Quick and easy process

I took out a loan for wedding expenses and the process was extremely easy and the funds were available very quickly. I would definitely recommend zopa Reviewed on: 19th December 2016

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