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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Quick and easy process

I took out a loan for wedding expenses and the process was extremely easy and the funds were available very quickly. I would definitely recommend zopa Reviewed on: 19th December 2016

Brilliant. I would come back to zopa

Brilliant and really good customer service. Reviewed on: 19th December 2016

Easy and quick

I found the whole experience quick and easy with payments to suit my budget website was clear to understand and was easy to apply would use this service again Many thanks Reviewed on: 19th December 2016

Great loan company

I currently have 2 loans with Zopa & would definitely recommend them. I had a decision within minutes & the money was in my bank in no time. The staff are very helpful also. Reviewed on: 19th December 2016

Great loan rates

Best online rates, better than high street banks. Easy to use online application and quick decision. Reviewed on: 19th December 2016

Quick turnaround and easy to navigate website

The rates were the best on offer and the speed to receive the money I borrowed was excellent. Website really easy to use and straightforward. No hassle borrowing! Reviewed on: 19th December 2016

reliable, fast decision, easy transfers and no surprises.

I took zopa load for home improvement. The decision was instant with no hidden charges and quick transfer to my bank account. Highly recommended!! Reviewed on: 19th December 2016

The BEST Service

Taking out a loan was simple, easy to understand and completed quickly and efficiently. I have now had 2 loans through ZOPA and know that I got a really good competitive deal each time. Heartily recommend them for their service and the product offering. Reviewed on: 19th December 2016

Quick, Easy, Simple and Friendly

Great help form zopa when applying for a loan. Easy step by step help on website and on the phone. Would recommend for sure, rate advertised was the rate i received, no nasty hidden charges. The same for when I replaid early, no hidden charges. Great all round thanks once again Reviewed on: 19th December 2016

Quick, easy and convenient

A quick decision. Hassle free. Easy to set up Direct Debit. Reviewed on: 19th December 2016

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