Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

Easy Application Process

Applying for a personal loan was very quick and straight forward. I was accepted and have got a great rate. I also have an on-line account where I can track my loan and even make extra payments if I am able to, if not the monthly direct debit comes out of my current account on the same date each month. Reviewed on: 19th December 2016

Fast, thorough, no fuss, friendly.

I applied for my second Zopa loan. The checks were done within a few hours and contracts ready to sign the following day. Thanks to Zopa I have saved a fortune in bank charges and got a great deal on my loan. There are no hidden charges and loans can be repaid without incurring additional interest. Brilliant service, brilliant company. Reviewed on: 19th December 2016

Rating for the draw

Needed cash in a hurry and came up trumps here with very affordable payments back Reviewed on: 19th December 2016

Quick & Simple

Very easy to set up and arrange. Interest rate is clearly shown and process is very straight forward. Used Zopa now for the second time. Will happily use again if I need to and would certainly recommend. Reviewed on: 19th December 2016

Just great

Had a couple of loans from zopa in the past few years, very easy to set up, excellent rates, great customer service and much easier and straightforward to deal with than the banks or any other of the loan providers Reviewed on: 19th December 2016

Great loan !

So simple, helpful and no nonsense, easiest loan I've ever had. Reviewed on: 19th December 2016

Simple lending and borrowing at great rates

An easy application for a loan for a new car. Affordable, quick and with flexible repayment options we are very pleased with the way Zopa works. Reviewed on: 19th December 2016

Great company

I have taken out two seperate loans with Zopa, on both occasions the rates and customer service was unbeatable. Would not hesitate to use them again in the future. Reviewed on: 19th December 2016

Great loan!

Zopa loan was easy to apply for, quick to accept with a good interest rate. Reviewed on: 19th December 2016

Just pure excellence!

Was refused by rate setter who inalready had a loan with and had settled early? Zopa stepped in and process was a whole lot simpler and will get every penny I owe them-will use them again for sure. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Creation 3.96 from 61 reviews
Loans
from Your Community Bank 4.80 from 267 reviews
Personal loan
from Burnley Savings and Loans 4.06 from 1 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub