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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68044 reviews)

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4.94

Based on 68,044 reviews, last reviewed 14th Mar 2026

273200% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

my car broke down my car broke down and I was easily able to get myself a small loans to cover getting a replacement. A few details to make sure I could afford it and t... Read more Reviewed on: 14th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68044)

Quick and easy loan with super efficient service.

I took out a loan with Zopa in 2014, as it was the most competitive rate at the time compared with other companies (even the banks). What also attracted me to Zopa was the loan didn't come with the usual restrictions etc. The service and offer of loan was swift and efficient. If I ever required a loan again further down stream, then I wouldn't hesitate to go directly to Zopa.....And I would point family and friends in the same direction!! Reviewed on: 19th December 2016

Easy peasy

Simply outstandingy excellent experience Reviewed on: 19th December 2016

The right way to do business

I recently required a loan to buy my new car and got a rate from Zopa that significantly undercut the dealership. The transaction was seamless and the money transfer was very quick. I can't recommend them highly enough. Reviewed on: 19th December 2016

Excellent all round service

Found the whole experience fast friendly and hassle free! Reviewed on: 19th December 2016

Excellent service

Guide customer service fast delivery Reviewed on: 19th December 2016

Very easy to apply and quick to pay out. Also very easy to communicate with

I took out a loan and a few months later needed to increase it. In less than five minutes it all sorted. Fantastic people to deal with, human not like the banks. Reviewed on: 19th December 2016

Borrowing for new central heating

My central heating system was very old and broke down so borrowed from Zopa which was simple . Brilliant service with no fuss. Reviewed on: 19th December 2016

Recommended loan provider

Taking out loan was straightforward..easy to see repayments & remaining balance therefore keeping me in control. Reviewed on: 19th December 2016

Excellent Service

Fantastic rates and very easy to use. Reviewed on: 19th December 2016

Friendly and helpful

I felt like I was dealing with real genuine people instead of a big company. I will turn to Zopa in the future, no question about it. Thanks Zopa Reviewed on: 19th December 2016

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