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Zopa: Personal loan reviews

4.94
Based on 68,044 reviews, last reviewed 14th Mar 2026
273200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

my car broke down my car broke down and I was easily able to get myself a small loans to cover getting a replacement. A few details to make sure I could afford it and t... Read more Reviewed on: 14th March 2026
helen d's avatar
helen d

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68044)

Quick and Easy Loan

5
A very simple filling form and outcome in a few hours and pay out next day. Customer service were very professional Reviewed on: 19th December 2016

Great

5
Very very good service. Fast and reliable service with great customer aupport. It helps you when you are in need and need to cover something quickly Reviewed on: 19th December 2016

Great service and rates

5
Excellent service and more importantly great rates Best lender I have ever dealt with Reviewed on: 19th December 2016

Brilliant

5
I took my loan before going on holiday.. The whole process is very quick! Reviewed on: 19th December 2016

Open and honest loans

5
Really straightforward and feels more trustworthy than my bank very open and honest Reviewed on: 19th December 2016

Excellent, clear, no nonsense lending

5
Easy to use, quick and no confusion about terms Reviewed on: 19th December 2016

Quick and easy

5
It was all very quick and easy, and has been nothing but simple ever since Reviewed on: 19th December 2016

Great service, fantastic rates

5
The loan application was totally flawless and fast. The money was in my bank account within a matter of days and I've never experienced any problems. I would definitely use this company again. Reviewed on: 19th December 2016

Fantastic quick and easy

5
So easy and quick - simply no messing about. So glad I used Zopa M.Brown Reviewed on: 19th December 2016

Good Service, Competitively priced loan

4
Quite a good good service, and the loan I applied for was competitively priced loan. Helped me to consolidate my finances. Reviewed on: 19th December 2016

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