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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great...

5
Great people to go for a personal loan..... Reviewed on: 19th December 2016
Nazareth Mascarenhas's avatar
Nazareth Mascarenhas

First class service

5
Could not have asked for a better service I would thoroughly recommend Reviewed on: 19th December 2016
Alan Mathie's avatar
Alan Mathie

very helpful and interest rates are fair would recommend zopa

4
customer care is excellent would recommend taking loan out with zopa Reviewed on: 19th December 2016
lance walford's avatar
lance walford

Great service

5
Fantastic service from beginning to end. Very quick turnaround and excellent customer service. Reviewed on: 19th December 2016
Suzanne McCunnie's avatar
Suzanne McCunnie

Great service

5
Easy and smooth! Quick online process. Reviewed on: 19th December 2016
Tomas Molenda's avatar
Tomas Molenda

Good service but rate changes from quote

4
Overall a very good deal considering my poor credit score after a messy break up Reviewed on: 19th December 2016
John O'Connor's avatar
John O'Connor

Easy to apply and good rates

5
I borrowed money for a personal purchase. The process was easy and the interest rates better than the bank. I was in a position to pay the loan early, which again was easy. I have recommended Zopa already and would do again. Reviewed on: 19th December 2016
Warren Court's avatar
Warren Court

Happy customer

5
Helpfull. Polite staff got best offer and addressed any issues or concerns I had. Reviewed on: 19th December 2016
Teresa Hayat's avatar
Teresa Hayat

Best place to go for loans easy set up and fair for all

5
We wanted a loan, answered a few questions, accepted, money in account. Fair for everyone with no absurd interest rates. Thank you Reviewed on: 19th December 2016
Darren 's avatar
Darren

Stress free online loan transaction.

5
Quick and simple online transaction. I was not met with an endless tirade of questions to justify my eligibility. Would definitely recommend and use again. Reviewed on: 19th December 2016
Karen Johnson's avatar
Karen Johnson

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