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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68044 reviews)

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4.94

Based on 68,044 reviews, last reviewed 14th Mar 2026

273200% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

my car broke down my car broke down and I was easily able to get myself a small loans to cover getting a replacement. A few details to make sure I could afford it and t... Read more Reviewed on: 14th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68044)

Good loan company

Very good rates for short term loans Reviewed on: 19th December 2016

Quick decision, good rate

Zopa were my first choice for a loan, their rates were competitive and the decision and transfer of funds were very fast Reviewed on: 19th December 2016

So quick and easy to deal with

I took out a loan with Zopa. They have excellent interest rates, you get a quick decision and it really was a hassle free experience. I would highly recommend Zopa if you are planning on taking out a loan. Reviewed on: 19th December 2016

Quick,easy and the best rates

Hassle free and your in control of repayments and account at all times Reviewed on: 19th December 2016

Helps people with bad credit

Looks at you a whole not just your credit history Reviewed on: 19th December 2016

Quick, efficient service with low interest rates

Easy to apply and money was in my account very quickly. Reviewed on: 19th December 2016

Hassle free no nonsense life savers

Third time I have used these guys , first time banks wouldn't look at me but zopa did and we have lived together happily ever after Reviewed on: 19th December 2016

Quick and pain free

The application for my £5000 was quick easy and the pay our was quick. Reviewed on: 19th December 2016

Convieant easy uptodate

Fab experience. Suits my needs. Easy to access. Can see my balance easy. No hassle straight forward will definitely use zopa again Reviewed on: 19th December 2016

Very straightforward, simple and hassle free. What more could you want?

Very easy and hassle free. Would recommend. Reviewed on: 19th December 2016

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