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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68044 reviews)

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4.94

Based on 68,044 reviews, last reviewed 14th Mar 2026

273200% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

my car broke down my car broke down and I was easily able to get myself a small loans to cover getting a replacement. A few details to make sure I could afford it and t... Read more Reviewed on: 14th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68044)

So easy and clear

Took out a £3000 loan for a car, so easy, great rate. Would recommend. Reviewed on: 19th December 2016

Good borrowing

I've borrowed money from Zopa before and found the experience quite easy throughout. I sometimes find it hard to keep track of all my financial dealings so would always prefer to deal with 1 bank but the rate Zopa were offering was attractive. Reviewed on: 29th November 2016

excellent service

I found the whole process really easy,and friendly and the money was paid in to my account straight away,i was kept informed all the way through, really good company would definitely use them again Reviewed on: 4th December 2015

Easy and great rates

I was in need of a small personal loan and took to the internet to research my options. Zopa seemed to be a great option as they offer great rates and have lots of happy customers. I can say that I am very happy to have chosen them - quick, efficient and great rates mean I'll probably come back again! Reviewed on: 16th June 2015

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Zopa: Personal loan reviews

273200% increase in 5 star reviews

400% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Personal loan now

Zopa Personal loan reviews (68044)

So easy and clear

Good borrowing

excellent service

Easy and great rates

Do you have a different Zopa product?

Want to see more from Zopa?

Cash ISA

Current account

Smart Saver

Join Smart Money People

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