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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

First class service

Could not have asked for a better service I would thoroughly recommend Reviewed on: 19th December 2016

very helpful and interest rates are fair would recommend zopa

customer care is excellent would recommend taking loan out with zopa Reviewed on: 19th December 2016

Great service

Fantastic service from beginning to end. Very quick turnaround and excellent customer service. Reviewed on: 19th December 2016

Great service

Easy and smooth! Quick online process. Reviewed on: 19th December 2016

Good service but rate changes from quote

Overall a very good deal considering my poor credit score after a messy break up Reviewed on: 19th December 2016

Easy to apply and good rates

I borrowed money for a personal purchase. The process was easy and the interest rates better than the bank. I was in a position to pay the loan early, which again was easy. I have recommended Zopa already and would do again. Reviewed on: 19th December 2016

Happy customer

Helpfull. Polite staff got best offer and addressed any issues or concerns I had. Reviewed on: 19th December 2016

Best place to go for loans easy set up and fair for all

We wanted a loan, answered a few questions, accepted, money in account. Fair for everyone with no absurd interest rates. Thank you Reviewed on: 19th December 2016

Stress free online loan transaction.

Quick and simple online transaction. I was not met with an endless tirade of questions to justify my eligibility. Would definitely recommend and use again. Reviewed on: 19th December 2016

Simple, helpful, effective and efficient

Needed that little extra cash for a purchase and found Zopa so simple to communicate with and gave me an answer almost immedietly. No beating around the bush! Reviewed on: 19th December 2016

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Zopa: Personal loan reviews

63% decrease in 5 star reviews

100% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Personal loan now

Zopa Personal loan reviews (69091)

First class service

very helpful and interest rates are fair would recommend zopa

Great service

Great service

Good service but rate changes from quote

Easy to apply and good rates

Happy customer

Best place to go for loans easy set up and fair for all

Stress free online loan transaction.

Simple, helpful, effective and efficient

Do you have a different Zopa product?

Want to see more from Zopa?

Fixed term savings account

Credit card

Cash ISA

Join Smart Money People

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