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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Would definitely have another loan

Had a loan and they was fantastic with what I wanted and had the money within 24 hours definitely recommend this company to anyone Reviewed on: 19th December 2016

Ideal for a result

Very quick, no trouble, no waiting around,no appointment needed Reviewed on: 19th December 2016

Zopa is the best then other companies or banks

Zopa loan is very easy give me a loan & interest rates is very low Reviewed on: 19th December 2016

Good loan experience

No hassle , quick answer and money there the next day Reviewed on: 19th December 2016

Excellent Service

I took out a car loan with Zopa in Aug 2015 as my wife was due and we badly need to upgrade our car. The problem I faced was I hadn't been with my new employer a full 3 months but after a few calls and providing details of my ability to pay them back they gave me the loan. Excellent customer service whilst being financially prudent! Go Zopa Reviewed on: 19th December 2016

Quality service and great value loans

The loan was quickly organised and I received the money within a few days. The interest rates are very competitive and the best I could find. The service I received is without fault. Thank you Zopa. Reviewed on: 19th December 2016

very simple and easy to use

I stumbled across Zopa on the Money Supermarket website.it was easy to use the sliding scale to choose the amount and repayment terms of the loan.money was paid into my account quickly.Totally hassle free and would use Zopa again Reviewed on: 19th December 2016

So easy and quick recommend highly

Paid this loan in under a year no early repayment fees soo happy days Reviewed on: 19th December 2016

Hassle free loan from applying to being accepted

Was looking for a new car and when found one carried out a search for best loan deals. Zopa loan came out on top of best interest rates deals, applied and funds were readily available very quickly. Reviewed on: 19th December 2016

Best rate, best service, best people

you don't find many places that bring together a great product and a great customer service. You can find it at Zopa. Reviewed on: 19th December 2016

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