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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

very helpful.quick response to my reqested amount

Rapiad at putting funds in my account.great rates would defiantly recommend to friends and family Reviewed on: 19th December 2016

Quick, easy and fair

I needed a cheap loan in a hurry when I changed employer. Zopa offered the best deal and I liked the idea of peer to peer lending rather than a bank loan. I have already recommended Zopa to friends and family. Thank you Zopa. Reviewed on: 19th December 2016

Would definitely have another loan

Had a loan and they was fantastic with what I wanted and had the money within 24 hours definitely recommend this company to anyone Reviewed on: 19th December 2016

Ideal for a result

Very quick, no trouble, no waiting around,no appointment needed Reviewed on: 19th December 2016

Zopa is the best then other companies or banks

Zopa loan is very easy give me a loan & interest rates is very low Reviewed on: 19th December 2016

Good loan experience

No hassle , quick answer and money there the next day Reviewed on: 19th December 2016

Excellent Service

I took out a car loan with Zopa in Aug 2015 as my wife was due and we badly need to upgrade our car. The problem I faced was I hadn't been with my new employer a full 3 months but after a few calls and providing details of my ability to pay them back they gave me the loan. Excellent customer service whilst being financially prudent! Go Zopa Reviewed on: 19th December 2016

Quality service and great value loans

The loan was quickly organised and I received the money within a few days. The interest rates are very competitive and the best I could find. The service I received is without fault. Thank you Zopa. Reviewed on: 19th December 2016

very simple and easy to use

I stumbled across Zopa on the Money Supermarket website.it was easy to use the sliding scale to choose the amount and repayment terms of the loan.money was paid into my account quickly.Totally hassle free and would use Zopa again Reviewed on: 19th December 2016

So easy and quick recommend highly

Paid this loan in under a year no early repayment fees soo happy days Reviewed on: 19th December 2016

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