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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Excellent service

Zoopa is easy to use and customer friendly. It's been simple from Start to finish Reviewed on: 19th December 2016

Quick, easy service and good rates

Quick and easy way to get a loan online at a competitive rate. Helpful throughout the process. Reviewed on: 19th December 2016

Quick, easy to use

Using zopa was quick and easy, with a great application form and quick decision Reviewed on: 19th December 2016

best loan rates going

was looking for a loan on short notice with low interest rates and couldn't recommend Zopa enough!! Reviewed on: 19th December 2016

Best loan provider of the year

I was very happy with their customer service. Quick decision and excellent interest rate. I have already recommended to many friends and colleague. Reviewed on: 19th December 2016

Hastle free Loans

Very easy friendly company to deal with. Simple process without endless form filling. Reviewed on: 19th December 2016

Quick, painless process to apply for a loan.

Quick and easy process. Great interest rate. Reviewed on: 19th December 2016

Modern

Modern, digital transaction; easy peasy Reviewed on: 19th December 2016

Simple

This loan is great interest rates, meaning minimal monthly payback. Applying for the loan was so simple and I was approved after a day and the money in my bank in no time at all! Reviewed on: 19th December 2016

Amazing, fast, effortless application

I have checked a few loan providers and not only Zopa was offering best rates, the lian application was very straithforward and I got an answer extremly fast. I highly recommend Zopa to everyone. If needed I would usenit again. Reviewed on: 19th December 2016

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