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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

best loan rates going

was looking for a loan on short notice with low interest rates and couldn't recommend Zopa enough!! Reviewed on: 19th December 2016

Best loan provider of the year

I was very happy with their customer service. Quick decision and excellent interest rate. I have already recommended to many friends and colleague. Reviewed on: 19th December 2016

Hastle free Loans

Very easy friendly company to deal with. Simple process without endless form filling. Reviewed on: 19th December 2016

Quick, painless process to apply for a loan.

Quick and easy process. Great interest rate. Reviewed on: 19th December 2016

Modern

Modern, digital transaction; easy peasy Reviewed on: 19th December 2016

Simple

This loan is great interest rates, meaning minimal monthly payback. Applying for the loan was so simple and I was approved after a day and the money in my bank in no time at all! Reviewed on: 19th December 2016

Amazing, fast, effortless application

I have checked a few loan providers and not only Zopa was offering best rates, the lian application was very straithforward and I got an answer extremly fast. I highly recommend Zopa to everyone. If needed I would usenit again. Reviewed on: 19th December 2016

Excellent Service/Experience

The whole experience from start to finish was very straight forward. Great loan rate, very professional service, easy to arrange. Informed promptly of any minor changes implemented throughout the term of the loan. Reviewed on: 19th December 2016

Brilliant

Better rates than santander and NatWest were able to quote Reviewed on: 19th December 2016

Cheap. Easy

Taking out a loan with zopa was very easy and interest rates are the best value. Would use again and recommend to anyone Reviewed on: 19th December 2016

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