Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

View other Zopa products

4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69078)

Excellent to deal with

Very quick response, low interest rates. You can pay off more or finish the loan early without being penalised. Reviewed on: 19th December 2016

competative with customer service

Very pleased with interest rates along with excellent customer service, what is not to like!! Reviewed on: 19th December 2016

Super bike

Excellent service all around good communication all the way through. Reviewed on: 19th December 2016

Great service and courtersy

Good experience And helpful throughout the whole application. Reviewed on: 19th December 2016

Quick response

It took just a couple of days to be approved and loaned the money Reviewed on: 19th December 2016

great service

quick cheap and easy. forget about a bank until late you check pop first. Reviewed on: 19th December 2016

Very good rates

Upon using many search engines online zopa always came out on top for the cheapest rates. Will be using again for my next car. Reviewed on: 19th December 2016

Excellent service

Zoopa is easy to use and customer friendly. It's been simple from Start to finish Reviewed on: 19th December 2016

Quick, easy service and good rates

Quick and easy way to get a loan online at a competitive rate. Helpful throughout the process. Reviewed on: 19th December 2016

Quick, easy to use

Using zopa was quick and easy, with a great application form and quick decision Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Serve & Protect Credit Union 4.88 from 1236 reviews
Personal Loan
from Monzo 4.93 from 129 reviews
Payday Loan
from Pixie Loans 4.00 from 1 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44338 reviews
Current account
from Zopa 4.93 from 6586 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub