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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

excellent

Just a very easy no fuss application process. Very happy with all aspects of service Reviewed on: 19th December 2016

A great way to borrow

Low interest, straight forward paperwork and no hassle. Reviewed on: 19th December 2016

Good service and quick and easy

Fast and easy very good service Reviewed on: 19th December 2016

Zopa loan

Took out a zopa loan the experience was quick and easy an the Web site was straight forward to use good experience over all Reviewed on: 19th December 2016

Quick, easy, affordable.

The bank had turned me down, despite my credit score being excellent. Zopa where there when I needed them. Excellent service, easy to apply for. Well pleased, I'm now exactly where I needed to be to move forward. Reviewed on: 19th December 2016

Has taken a loan very good experience

Very happy with low interest rate and high level of customer service 100% recommended Reviewed on: 19th December 2016

Hassle free, low interest and great customer service.

I came across Zopa following a search on the moneysupermarket website. They were one of the cheapest and had received good reviews. The form filling was made simple as were the T & C's. We received confirmation very quickly and the cash. A great service and I would use them again. Reviewed on: 19th December 2016

Hassle free loan

Hassle free application. Quick decision and access to funds Reviewed on: 19th December 2016

Quick and easy

Smooth, quick and easy process with great rates. Reviewed on: 19th December 2016

Straight to the point.

It was fast, instant, and done in a day....... Reviewed on: 19th December 2016

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