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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Excellent and efficient

It was a straightforward operation. Quickly and efficiently dealt with. I am very happy with Zopa Reviewed on: 19th December 2016

Amazing service

Low interest loan that was super easy to apply , received funds fast , great product will definitely use again in the future Reviewed on: 19th December 2016

Excellent customer service and terms

I took a loan because I needed to make a deposit on a property but didn't have the cash available until the end of the week. Due to Zopas brilliant no fee cancellation within 7 days I was able to return the cash without any interest charged. Excellent customer services made this a smooth and easy process as well. Reviewed on: 19th December 2016

Easy to get a loan, no fuss, easy to understand website and great customer service

Had a loan from Zopa. Went through quickly and was easy to do with no problems, very clear easy to understand website and can't fault the customer service. Reviewed on: 19th December 2016

Very good company

Quick loan and cheap that's what you need Reviewed on: 19th December 2016

Simple & quick

I applied for a loan the process was very easy. It was very clear what it would cost me and the approval and money transfer were very efficient. Reviewed on: 19th December 2016

Fast and efficient service

Quick response,no hassle,no phone calls really pleased with the company Reviewed on: 19th December 2016

Great experience and very fast payout

Excellent service in every way. I had a great straight forward loan process. Highly recommended to anyone and Thanks Reviewed on: 19th December 2016

Excellance

The whole experience has been excellent would highly recomend Reviewed on: 19th December 2016

Quick and easy

Great rates and quick to get acceptable Reviewed on: 19th December 2016

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