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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

ZOPA FAST AND FRIENDLY LOANS

FROM START TO FINISH ON TAKING MY LOAN WAS QUICK AND FRIENDLY WHEN I NEEDED TO CHANGE MY PAYMENT DATE ZOPA MADE IT EASY FOR ME Reviewed on: 19th December 2016

Good value and efficient.

Easy loan to apply for. Recieved monies fast. Efficient service giving confidence in the company. Highly recommended Reviewed on: 19th December 2016

Simple easy loan

Good value loan that could be paid back early at no extra cost can't fault that Reviewed on: 19th December 2016

great

Simple forms to fill in and a quick service very happy with the service Reviewed on: 19th December 2016

Good company

This is a great company. I compared the other companies and the only one that meets my requirements. Clean and transparent list of what and when payments will be charged. I think the company worth recommending. Reviewed on: 19th December 2016

EXCELLENT!

GOT A VERY COMPETITITVE RATE, VERY HAPPY WITH THE SERVICE. Reviewed on: 19th December 2016

Quick, easy and hassle free

We used Zopa two years ago for a new boiler and based on our previous experience we decided to use Zopa again to help pay for a trip to Australia. Very easy process and the money was in our account in about two days. Very impressive from start to finish. Reviewed on: 19th December 2016

Excellent first time experience

Very user friendly website, superfast service, great communication and lots of help available, am a happy customer, thanks for making it so pleasant! Reviewed on: 19th December 2016

Zopa personal loan

Excellent service, quality from start to finish Reviewed on: 19th December 2016

The personal touch

Simple and straight forward. Nothing complicated it time consuming. Customer service were helpful and offered additional support if needed. I only rang with an enquiry but felt happy with the service received. Reviewed on: 19th December 2016

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