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Zopa: Personal loan reviews

4.95
Based on 69,078 reviews, last reviewed 23rd Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026
Anne 's avatar
Anne

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Simple easy loan

4
Good value loan that could be paid back early at no extra cost can't fault that Reviewed on: 19th December 2016

great

5
Simple forms to fill in and a quick service very happy with the service Reviewed on: 19th December 2016

Good company

5
This is a great company. I compared the other companies and the only one that meets my requirements. Clean and transparent list of what and when payments will be charged. I think the company worth recommending. Reviewed on: 19th December 2016

EXCELLENT!

5
GOT A VERY COMPETITITVE RATE, VERY HAPPY WITH THE SERVICE. Reviewed on: 19th December 2016

Quick, easy and hassle free

5
We used Zopa two years ago for a new boiler and based on our previous experience we decided to use Zopa again to help pay for a trip to Australia. Very easy process and the money was in our account in about two days. Very impressive from start to finish. Reviewed on: 19th December 2016

Excellent first time experience

5
Very user friendly website, superfast service, great communication and lots of help available, am a happy customer, thanks for making it so pleasant! Reviewed on: 19th December 2016

Zopa personal loan

5
Excellent service, quality from start to finish Reviewed on: 19th December 2016

The personal touch

5
Simple and straight forward. Nothing complicated it time consuming. Customer service were helpful and offered additional support if needed. I only rang with an enquiry but felt happy with the service received. Reviewed on: 19th December 2016

company

5
best gay bbla bla bla blablabla kaka kaka hhh ddd ggg Reviewed on: 19th December 2016

Hassle free

5
Fast , efficient and very competitive rates Reviewed on: 19th December 2016

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