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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Excellent service and good communication

Loan application was clear, precise and easy. Very helpful and extremely quick. Reviewed on: 19th December 2016

Friendly, swift and clear!

Really swift process, clear emails and website and when I emailed customer service I got a fast helpful reply. Highly recommended. Reviewed on: 19th December 2016

Great flexible lending!

Zopa were excellent and provided a MUCH better rate to me than my bank, despite having been with my bank for over 5 years and holding long term savings with them! Reviewed on: 19th December 2016

Quick easy reliable

The decision on my loan was quick and money in my account very fast, would highly recommend zopa Reviewed on: 19th December 2016

Easy simple fast

The web site is easy to nderstand the rates are very competitive. I've had no trouble at all the rates and payback amounts are clear and flexible Reviewed on: 19th December 2016

Great, easy process!

Found via comparison website- best interest rates. Simple application, found out I was accepted within minutes! Loan transfered into bank on selected day- no hassle and peace of mind. Would recommend to others. Reviewed on: 19th December 2016

Very reliable

Everything went smoothly, pleasure to deal with Reviewed on: 19th December 2016

Fast, stress free service

Simple, stress free application with a very quick decision. Would definitely recommend Zopa to anyone looking to take out a loan. Reviewed on: 19th December 2016

applying for a loan

great company for a loan and was one of the cheapest quotes going. I ,received a response the same day and the money was in my account within 3 days. would highly recommend using zopa to anyone looking for a cheap affordable loan. Reviewed on: 19th December 2016

zoperb

easy peasy lemon squeezy with no strings atached Reviewed on: 19th December 2016

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