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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Friendly, swift and clear!

Really swift process, clear emails and website and when I emailed customer service I got a fast helpful reply. Highly recommended. Reviewed on: 19th December 2016

Great flexible lending!

Zopa were excellent and provided a MUCH better rate to me than my bank, despite having been with my bank for over 5 years and holding long term savings with them! Reviewed on: 19th December 2016

Quick easy reliable

The decision on my loan was quick and money in my account very fast, would highly recommend zopa Reviewed on: 19th December 2016

Easy simple fast

The web site is easy to nderstand the rates are very competitive. I've had no trouble at all the rates and payback amounts are clear and flexible Reviewed on: 19th December 2016

Great, easy process!

Found via comparison website- best interest rates. Simple application, found out I was accepted within minutes! Loan transfered into bank on selected day- no hassle and peace of mind. Would recommend to others. Reviewed on: 19th December 2016

Very reliable

Everything went smoothly, pleasure to deal with Reviewed on: 19th December 2016

Fast, stress free service

Simple, stress free application with a very quick decision. Would definitely recommend Zopa to anyone looking to take out a loan. Reviewed on: 19th December 2016

applying for a loan

great company for a loan and was one of the cheapest quotes going. I ,received a response the same day and the money was in my account within 3 days. would highly recommend using zopa to anyone looking for a cheap affordable loan. Reviewed on: 19th December 2016

zoperb

easy peasy lemon squeezy with no strings atached Reviewed on: 19th December 2016

ZOPA FAST AND FRIENDLY LOANS

FROM START TO FINISH ON TAKING MY LOAN WAS QUICK AND FRIENDLY WHEN I NEEDED TO CHANGE MY PAYMENT DATE ZOPA MADE IT EASY FOR ME Reviewed on: 19th December 2016

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