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Zopa: Personal loan reviews

4.95
Based on 69,078 reviews, last reviewed 23rd Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026
Anne 's avatar
Anne

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

help for my,when ryaly need,best company

5
help for my,when realy need mones,super team end company Reviewed on: 19th December 2016

Very competitive interest rare

5
Used this lender twice & was very satisfied with the service I received Reviewed on: 19th December 2016

Very efficient and transparent. Would highly recommend

5
Very easy to understand and flow with quick application and decision. Would definitely recommend Reviewed on: 19th December 2016

Quick and easy

5
Applied and agreed with ease and not hassled by them continually. Would highly recommend Zopa to others wishing to take out a Loan Reviewed on: 19th December 2016

Excellent Service

5
I took out a loan with Zopla, the customer service and promptness of receiving the loan was excellent. Interest rate was also competitive. Reviewed on: 19th December 2016

Super loans

5
A warm and friendly conversation followed by extremely efficient service and the best rates available Would use again Reviewed on: 19th December 2016

Very simple to apply

5
Application process couldn't be easier... what I wasn't expecting was to have the total interest added straight away, so no benefit in paying off early which was my intention Reviewed on: 19th December 2016

Fast and efficient service

5
Fast and efficient service . I would recommend them and no doubt use them again in the future. Reviewed on: 19th December 2016

Excellent great rates

5
It's so easy . nice people to talk to Very helpful Nothing is to much trouble . would again Reviewed on: 19th December 2016

Great service

5
Easy to deal with, everything explained precisely and clearly. Great overall experience Reviewed on: 19th December 2016

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