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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 13th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026
Teri Barker's avatar
Teri Barker

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Excellance

5
The whole experience has been excellent would highly recomend Reviewed on: 19th December 2016
Mary Sherrill's avatar
Mary Sherrill

Quick and easy

5
Great rates and quick to get acceptable Reviewed on: 19th December 2016
Tom Roberts's avatar
Tom Roberts

help for my,when ryaly need,best company

5
help for my,when realy need mones,super team end company Reviewed on: 19th December 2016
tomas saulis's avatar
tomas saulis

Very competitive interest rare

5
Used this lender twice & was very satisfied with the service I received Reviewed on: 19th December 2016
Jane Frith's avatar
Jane Frith

Very efficient and transparent. Would highly recommend

5
Very easy to understand and flow with quick application and decision. Would definitely recommend Reviewed on: 19th December 2016
Matt Donoghue's avatar
Matt Donoghue

Quick and easy

5
Applied and agreed with ease and not hassled by them continually. Would highly recommend Zopa to others wishing to take out a Loan Reviewed on: 19th December 2016
Cindy Edwards's avatar
Cindy Edwards

Excellent Service

5
I took out a loan with Zopla, the customer service and promptness of receiving the loan was excellent. Interest rate was also competitive. Reviewed on: 19th December 2016
R. Walder's avatar
R. Walder

Super loans

5
A warm and friendly conversation followed by extremely efficient service and the best rates available Would use again Reviewed on: 19th December 2016
Don King's avatar
Don King

Very simple to apply

5
Application process couldn't be easier... what I wasn't expecting was to have the total interest added straight away, so no benefit in paying off early which was my intention Reviewed on: 19th December 2016
David Ridden's avatar
David Ridden

Fast and efficient service

5
Fast and efficient service . I would recommend them and no doubt use them again in the future. Reviewed on: 19th December 2016
Saff Peters's avatar
Saff Peters

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