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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Excellent great rates

It's so easy . nice people to talk to Very helpful Nothing is to much trouble . would again Reviewed on: 19th December 2016

Great service

Easy to deal with, everything explained precisely and clearly. Great overall experience Reviewed on: 19th December 2016

Great service and excellent rates

Needed a loan for a new car, Zopa had the best loan rates by far. Great easy service Reviewed on: 19th December 2016

Great loan company

They dealt with my loan very quickly and the interest rates were good Reviewed on: 19th December 2016

Excellent service

Went on a comparison site and this was the best offer. So easy to complete, money transferred the next day. Will definitely use again if needed. Reviewed on: 19th December 2016

Quick easy and brilliant

My experience has been quick easy and hassle free have now had two loans both trouble free and no annoying calls or emails! Reviewed on: 19th December 2016

great rates speedy service

Instant access, got the same rate as advertised, easy set up, friendly telephone customer services Reviewed on: 19th December 2016

Fantastic - from qualified mortgage broker

I am a qualified mortgage broker and I was so impressed at the ease of the transaction. I did my due diligence on the company, conscious of source of funds and was comfortable with their integrity. Have already recommended to many professionally and personally. Reviewed on: 19th December 2016

Simply and fast way get a loan.

Good lender. But too high interest rate. Reviewed on: 19th December 2016

Why look elsewhere

A loan that just makes sense and beats all the high street bank. Once you've seen their rates you'll know who's the best provider. Reviewed on: 19th December 2016

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