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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Quick ad Easy!

Needed money fast. Applied on line and the money was on my account in about 2-3 days also first debit only in 2 months time., Reviewed on: 19th December 2016

Transparent lending/borrowing without hassle.

Love the total transparency of Zopa, so I know exactly where every pound goes... Reviewed on: 19th December 2016

Fast and easy way to borrow money

This is always the easiest way to get a loan, the website is simple to use and fast. Wouldn't bother going anywhere else as it's too much hassle. Reviewed on: 19th December 2016

Helpful efficient and great low rates

Great option compared to profiteering banks more focused on management bonuses than customers Reviewed on: 19th December 2016

Great service

Found the company to be really easy to deal with, the rate quoted on the site wasn't just to entice customers, they actually delivered! Pleased with the outcome, would recommend to others Reviewed on: 19th December 2016

Quick and easy!

Amazing loan given at such a low Apr. Applying was quick and easy too Reviewed on: 19th December 2016

Convient loan

I applied for Zopa, the website made it accessable and straight forward. The decision was quick and approval response and loan was in my bank in 2 days. I highly recommend Zopa. Reviewed on: 19th December 2016

Easy, quick, responsible.

Great loan at a great rate and having to provide proof of income proves that Zopa is a responsible lender. Reviewed on: 19th December 2016

Excellent company

Would recommend these to anyone Reviewed on: 19th December 2016

Easy and Speedy

Easy to fill in the application and all happen very quickly, would recommend Reviewed on: 19th December 2016

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