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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Easy, no hassle service.

Had to take out a small loan for debt consolidation, really easy to apply, no issues with transfer of funds and so easy to pay back the full amount with no early repayment fees. Reviewed on: 19th December 2016

Great company

Great rates followed by fixed monthly payments for the duration on the loan and no early repayment charge so yo can pay off early in full or part with out worrying about any extra charges. Great for keeping a budget. Reviewed on: 19th December 2016

quick. efficient. no fuss

not much to tell. looked online pressed a button got a phone call. money in bank. done Reviewed on: 19th December 2016

Easy application quick transfer of loan

Zopa was easy to make an application with they were quick to request the required documents and transfer the loan Reviewed on: 19th December 2016

Professional

Easy to deal with, professional, quick, best interest rates and everything on line Reviewed on: 19th December 2016

Excellent service

The service provided by zopa is exemplary it was fast & efficient with no hassles and to top it off its was the CHEAPEST loan rate when I searched . Why would anybody us anyone else Reviewed on: 19th December 2016

Completely hassle free

Searched online for recommended loans and was pleasantly suprised to find the customer experience was as good as the deal - hassle free low rates ticks all the boxes for me! Reviewed on: 19th December 2016

very easy to deal, and best on the market

Very easy to deal, and amazing interest rates. Zopa are definetly best on the market Reviewed on: 19th December 2016

Easy quick and efficient

Really happy with receiving a loan from Zopa quick and easy to complete application staff really efficient and really good compared to other market rates Reviewed on: 19th December 2016

Quick and easy loans with excellent rates

The loans are quick and easy to take out, the rates are excellent and I particularly like that I can overpay to reduce the loan repayments Reviewed on: 19th December 2016

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