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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

The easiest, quickest way to a low interest loan with no hassle

The easiest, quickest way to a low interest loan with no hassle. So simple and easy, reccomended to me from a family member and I too would recommend to anyone looking for a loan with no fuss! Reviewed on: 19th December 2016

Straight forward. Fast. Fair.

Great. Couldn't have been easier. Friendly helpful and extremely competitive rates. You would be crazy to go anywhere else! Reviewed on: 19th December 2016

Helpful, Reliable & Great Value

Took out a loan with Zopa earlier this year. Was a bit daunted by Peer to Peer lending but I should not have worried. Very professional and feel fully in control of my loan. Money drawn down within 48hrs and can repay early any time. Perfect! Reviewed on: 19th December 2016

So simple

Quick and easy with no fuss. Lowest interest rates by far. Highly recommended. Reviewed on: 19th December 2016

Loantastic

So easy, so quick and best interest rates ... Reviewed on: 19th December 2016

With poor credit you were there to help me out. Thanks much

I needed a loan to help with my Mum's travel expenses and medical bills. I got turned down by other lenders because my credit was poor, I couldn't afford the amount of interest I had to pay back. I then tried Zopa, they sort me out with an affordable loan now Mum and I are happy. Thanks again Zopa Reviewed on: 19th December 2016

Great service flexible systems and the best interest rates around

So easy to get a loan you should only ever get one is you know you can pay it back. at these rates pretty much every one can so if you want it go get it you can't do better than zopa for price ans customer service Reviewed on: 19th December 2016

Quick, easy and stress free.

Very quick and simple, no fuss. Money in my account within the time specified Reviewed on: 19th December 2016

Very affordable thanks to the low interest rates

Zopa loan was exactly what I was looking for. Got me out of paying £30 a month for an overdraft without actually paying it off. It meant paying a little more each month but at the same time getting me debt free. Would recommend to anyone in the same situation. Reviewed on: 19th December 2016

Zopa is Excellent

Zopa gives absolutely excellent customer service - very obviously much better than the traditional banks or Zopa's higher interest competitors Reviewed on: 19th December 2016

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