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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.907857584246798350 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Easy and quick

Had my loan approved quickly and money transferred. I paid off in full after 2 months and no hidden penalties for doing so! Excellent Reviewed on: 19th December 2016

Very transparent and easy to apply process

I chose Zopa when I needed to take a loan. The interest rates they provide are probably the lowest and best on the market. Application process was very quick and transparent. The response came after couple of days. No hidden costs. Would recommend to everyone who is not sure about choosing the right loan provider. Reviewed on: 19th December 2016

easy efficient and reliable

I am pleased with Zopa, the way they agreed loan initially and followed up by user friendly website. All you need during periods of financial stress. Thank you. Reviewed on: 19th December 2016

Very easy and fast.

Had my money in by bank within a day. Easy application process. Very satisfied Reviewed on: 19th December 2016

simple borrowing

The loan application process was simple, the rates really competitive and I liked not having to use one of the big banks. Monitoring my account feels secure but isn't too complicated. I would choose Zopa for loans every time Reviewed on: 19th December 2016

Great lender

Great lender. Easy to use website. Fantastic service and loan rates. Reviewed on: 19th December 2016

Excellent fast service

Great experience with Zopa. Quick loan payment and excellent rates. I have already recommended to a number of friends and family. Reviewed on: 19th December 2016

Better than the bank

Excellent service, very quick and easy, and better rates than the banks were offering me. Reviewed on: 19th December 2016

Easygoing, ethical and enlightened company

I chose Zopa because of their reputation. They didn't disappoint. In this era they have the balance just right. Great, well trained staff on the end of the phone and a pleasant digital experience online. Reviewed on: 19th December 2016

Brilliantly quick, fantastically easy!

So easy to use, friendly and fast, couldn't ask for more! Reviewed on: 19th December 2016

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