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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

13% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Best Loan Company

Having taken out a number of personal loans over the years, this was the simplest to complete with the fastest response and best interest rate - it could not have been simpler to make the choice! Reviewed on: 19th December 2016

Mr Maciej

Very High level of experience and customer service . Reviewed on: 19th December 2016

Simple application, Quick decision

The application process was simple and a decision was made very quickly. Very easy to manage your account online. Reviewed on: 19th December 2016

loan for everyone

Nice and easy without hiding costs. Strait answer and great rates. Reviewed on: 19th December 2016

Easy and friendly

Took no time for an answer and money was in my account the same day. Great service Reviewed on: 19th December 2016

Easy loan

Simple process from application to repayments and the website is very easy to navigate. Reviewed on: 19th December 2016

Easy

Quick and easy. No hassles, with great customer service. Reviewed on: 19th December 2016

Spot on!

Everything went very smoothly. Recommended to family and friends as well! Reviewed on: 19th December 2016

Easy t deal with

Applying for a loan with Zopa was easy from start to finish. The online application was straightforward and we had approval in a short space of time. The money followed as soon as we requested. Thank you . Reviewed on: 19th December 2016

1st class

The first time i have taken out a loan,it was fast, no fuss and professionally dealt with.The rates were excellent and i would use zopa again in the future. Reviewed on: 19th December 2016

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