Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Fair interest rate, trusty lender

Easy to take out the loan, great communication, and the best interest rate for what I needed. Would definitely use zopa again Reviewed on: 19th December 2016

Excellent and cheapest!

My loan experience was totally no fuss. Easily manageable and easy to view through the online account, always offered the cheapest rates compared to any other loan too - overall top service! Reviewed on: 19th December 2016

Best Loan Company

Having taken out a number of personal loans over the years, this was the simplest to complete with the fastest response and best interest rate - it could not have been simpler to make the choice! Reviewed on: 19th December 2016

Mr Maciej

Very High level of experience and customer service . Reviewed on: 19th December 2016

Simple application, Quick decision

The application process was simple and a decision was made very quickly. Very easy to manage your account online. Reviewed on: 19th December 2016

loan for everyone

Nice and easy without hiding costs. Strait answer and great rates. Reviewed on: 19th December 2016

Easy and friendly

Took no time for an answer and money was in my account the same day. Great service Reviewed on: 19th December 2016

Easy loan

Simple process from application to repayments and the website is very easy to navigate. Reviewed on: 19th December 2016

Easy

Quick and easy. No hassles, with great customer service. Reviewed on: 19th December 2016

Spot on!

Everything went very smoothly. Recommended to family and friends as well! Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Serve & Protect Credit Union 4.89 from 1236 reviews
Payday Loan
from Credit Star 0.00 from 0 reviews
Loans
from Northern Community Bank (formerly Pennine Community Credit Union) 4.92 from 1329 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.86 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub