Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

View other Zopa products

4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

13% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69077)

No fuss fast loan

Needed a loan for travel to South America.excellent fast service. Reviewed on: 19th December 2016

Quick and easy

quick and easy application, money straight on account and convinient payment options. Reviewed on: 19th December 2016

Quick, easy and efficient.

Used Zopa Loan to pay off credit card. Zopa had the best rate and put the money in my account quickly. Reviewed on: 19th December 2016

You are verry trustible of best value loans company peaples

Very trustible and good value loans company peaples Reviewed on: 19th December 2016

Excellent service

Really easy to apply, great customer service, no hidden items all details made clear from the outset. Highly recommended! Reviewed on: 19th December 2016

A VERY EASY METHOD OF OBTAINING A LOAN.

THE ZOPA WEBSITE IS VERY EASY TO USE AND WAS PROBABLY THE MAIN REASON I TOOK OUT A LOAN WITH ZOPA. THE INFORMATION PROVIDED WAS VERY CLEAR. I PARTICULARLY LIKE THE FACILITY TO REPAY EXTRA WHEN I AM ABLE AS THIS REDUCES MY MONTHLY REPAYMENTS AT NO EXTRA COST. Reviewed on: 19th December 2016

No Fuss, No Hassle...

Went through the application process, got provisional acceptance, spoke to someone, all good, money in account a few days later... not as quick as it would have been with my bank, but the interest rate made it worth the wait... Way to go Zopa! Reviewed on: 19th December 2016

Zopa - showing how loans should be done

I've had a really positive first experience of Zopa when taking out a loan with them . The application process was really efficient and clear; with good communication and guidance throughout. The rates offered were excellent when compared to traditional lenders. Thanks Zopa! Reviewed on: 19th December 2016

excellent service, great choice

managed to get a great deal, with a less than great credit history. Reviewed on: 19th December 2016

Great service

Needed cash fast as became but unstuck and zopa helped out fast with great service also nice easy site to visit. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Post Office 4.11 from 176 reviews
Short-term loan
from Uberima 0.00 from 0 reviews
Short-term loan
from MYJAR 4.69 from 108 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44337 reviews
Current account
from Zopa 4.93 from 6585 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub