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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

13% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Amazing Zopa!

Good rates, straightforward application process, well laid out and informative website. Simple options to pay extra and instantly see balance....what more can I say.....the best. Reviewed on: 19th December 2016

Best service ever

It's exactly like they said, no lies. Reviewed on: 19th December 2016

My go-to provider for any personal loan, every time.

First class service every time. A great company, great business model, and a happy customer every time. Recommended to all. Reviewed on: 19th December 2016

Purchasing Dreams

I applied for a loan with Zopa to buy a motorbike I have always wanted. They were the only loan provider to get back to me with a reasonable rate despite not having a good credit score. They have been helpful when I've needed to contact them and I haven't had any problems with them. Thank you for giving me a good rate and allowing me to purchase my dream bike. Reviewed on: 19th December 2016

Easy and hassle free, simple and convinient to helping me out.

I needed a quick loan at a time that was very personal to me. Thanks to zopa that happened quickly and efficiently. Would definitely recommend and will 100% be using again. Reviewed on: 19th December 2016

So easy

Best loan company I have used, so easy & I like that I can pay extra & see my payments come down Reviewed on: 19th December 2016

one button done

I searched online for best rates. Zopa came up trumps. It was so quick and simple to apply. Literally no hassle at all. I'm extremely pleased with the process and service. Reviewed on: 19th December 2016

Speedy response

Application for consolidating loan dealt with quickly technology used very user-friendly Reviewed on: 19th December 2016

No hassle loan

Went on to the site filled in details and loan was accepted and put into my account two days later, easiest loan I have ever arranged. The website is easy to navigate and straightforward instructions on how to maintain your payments would highly recommend Reviewed on: 19th December 2016

Quick, simple and Effective .

Very good and friendly service . Reviewed on: 19th December 2016

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