Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Easy and simple good value

It could not have been easier! Helpful and trustworthy. Reviewed on: 19th December 2016

Simply effective

Quickest. Simplest loan I've ever taken out Reviewed on: 19th December 2016

Great service online

Very quick decision, and no hassle Reviewed on: 19th December 2016

fast easy and straight forward

Quick decision and fast easy to follow application really good service would use again Reviewed on: 19th December 2016

Great company to deal with. No hassle

I would wholeheartedly recommend Zopa to friends and family. Reviewed on: 19th December 2016

Great loan company!

Great first time experience of taking out a loan, easy to apply and manage my account online. No early repayment fees too which is great! Reviewed on: 19th December 2016

Easy to arrange, best rates, unbeatable!

Hi, only what can I say is, you won't find a better deal! I've done a big research before I applied for this loan. It was very easy, very quick and hassle free. They let me know the tatal repayable amount and only what I had to do is agree to it.... and I did! Three days later, the money were on my account. Thanks ZOPA! Jozef Reviewed on: 19th December 2016

Fantastic straight forward company.

Easy to use, straight forward, no nonsense or wafflely jargon. Perfect! Reviewed on: 19th December 2016

AWSOME loans at amazingly good rates

The Zopa team made this an easy hassle free transaction. The rates are extremely competitive and everything was made clear at the start. I wasn't pressured or hassled and the team made sure I could afford the monthly repayments. Much more flexible and friendly than your high street lenders. Reviewed on: 19th December 2016

The best

Had several loans now from Zopa , they give you the best rate available and a very quick and friendly service. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Citrus Loans 3.73 from 3 reviews
Loans
from Serve & Protect Credit Union 4.89 from 1236 reviews
Loans
from Voyager Alliance Credit Union 4.76 from 400 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.86 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub