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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

13% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Easy, no hassle loan

I needed a loan to purchase a new kitchen and through a comparison site became aware of Zopa. After a little research, including testimonials which were very favourable, I decided to apply to Zopa. They will inform you very quickly if you meet their criteria and if you decide to proceed, the money is in your bank within a matter of days. Overall I am very pleased with Zopa, from their customer service to their competition beating rates, you won't be disappointed. Reviewed on: 19th December 2016

Great loans

Zopa helped me when my bank wouldn't. Very good service with very competitive rates. Reviewed on: 19th December 2016

Very easy experience

Very easy simple process online hassle free. Very pleasant experience. Reviewed on: 19th December 2016

Easy, fair, great repayments.

I passed my driving test and wanted a car so I borrowed 5000 pounds from zopa. They approved my application quickly and the whole process was hassle free. 1 and a half years in and still happy with the process. Reviewed on: 19th December 2016

Great service, fantastic response.

easy signing up and received an answer straight away, the website is really clear and you know where you stand on your loan. Reviewed on: 19th December 2016

first class customer service

I have used Zopa on several occasions and recommended them to my family and friends who have since used them they are just an excellent company to business with, backed up with a first class customer service and should I ever need a loan again I will not hesitate to use Zopa Reviewed on: 19th December 2016

Quick check quick response

The check was very quickly and convenient and i had an answer back straight away Reviewed on: 19th December 2016

fast easy service great rates

Very fast and easy to apply and excellent rates. Reviewed on: 19th December 2016

Best Provider

My credit rating isn't the best but Zopa helped me out big time. So I recommend them to anyone. They're very professional and quick at what they do. Reviewed on: 19th December 2016

A beautifully smooth operation. No fuss! No bother!

The whole process took very little time and the rates are very competitive. Everything has gone so well that I have had no opportunity to deal with them in more difficult circumstances. Reviewed on: 19th December 2016

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