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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.907857584246798350 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

A simple process and very good rates compared to the main banks

A simple process to apply for the loan and extremely goods rates when compared to the main high st banks Reviewed on: 19th December 2016

Easy and simple good value

It could not have been easier! Helpful and trustworthy. Reviewed on: 19th December 2016

Simply effective

Quickest. Simplest loan I've ever taken out Reviewed on: 19th December 2016

Great service online

Very quick decision, and no hassle Reviewed on: 19th December 2016

fast easy and straight forward

Quick decision and fast easy to follow application really good service would use again Reviewed on: 19th December 2016

Great company to deal with. No hassle

I would wholeheartedly recommend Zopa to friends and family. Reviewed on: 19th December 2016

Great loan company!

Great first time experience of taking out a loan, easy to apply and manage my account online. No early repayment fees too which is great! Reviewed on: 19th December 2016

Easy to arrange, best rates, unbeatable!

Hi, only what can I say is, you won't find a better deal! I've done a big research before I applied for this loan. It was very easy, very quick and hassle free. They let me know the tatal repayable amount and only what I had to do is agree to it.... and I did! Three days later, the money were on my account. Thanks ZOPA! Jozef Reviewed on: 19th December 2016

Fantastic straight forward company.

Easy to use, straight forward, no nonsense or wafflely jargon. Perfect! Reviewed on: 19th December 2016

AWSOME loans at amazingly good rates

The Zopa team made this an easy hassle free transaction. The rates are extremely competitive and everything was made clear at the start. I wasn't pressured or hassled and the team made sure I could afford the monthly repayments. Much more flexible and friendly than your high street lenders. Reviewed on: 19th December 2016

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