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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

13% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

Great service online

Very quick decision, and no hassle Reviewed on: 19th December 2016

fast easy and straight forward

Quick decision and fast easy to follow application really good service would use again Reviewed on: 19th December 2016

Great company to deal with. No hassle

I would wholeheartedly recommend Zopa to friends and family. Reviewed on: 19th December 2016

Great loan company!

Great first time experience of taking out a loan, easy to apply and manage my account online. No early repayment fees too which is great! Reviewed on: 19th December 2016

Easy to arrange, best rates, unbeatable!

Hi, only what can I say is, you won't find a better deal! I've done a big research before I applied for this loan. It was very easy, very quick and hassle free. They let me know the tatal repayable amount and only what I had to do is agree to it.... and I did! Three days later, the money were on my account. Thanks ZOPA! Jozef Reviewed on: 19th December 2016

Fantastic straight forward company.

Easy to use, straight forward, no nonsense or wafflely jargon. Perfect! Reviewed on: 19th December 2016

AWSOME loans at amazingly good rates

The Zopa team made this an easy hassle free transaction. The rates are extremely competitive and everything was made clear at the start. I wasn't pressured or hassled and the team made sure I could afford the monthly repayments. Much more flexible and friendly than your high street lenders. Reviewed on: 19th December 2016

The best

Had several loans now from Zopa , they give you the best rate available and a very quick and friendly service. Reviewed on: 19th December 2016

Zopa came through in hard times!

I fell upon some hard times in 2016 - some changes in circumstances that could not have been foreseen. Zopa made it so easy to apply for a loan, no crazy interest rates, easy monthly repayments and the option to overpay too. I would highly recommend Zopa to friends and family if they are looking for a short term loan in similar circumstances to mine. They have been great. Reviewed on: 19th December 2016

ZopAstounding

This is the second personal loan I have used Zopa for - the first was for my daughters wedding & the second was for a newer car. Both times the loan process has been very easy to conclude with good communication by email & a quick decision on application & subsequent transfer of funds to my bank. Fantastic service & would highly recommend to anyone as an alternative to the usual money lenders !! Reviewed on: 19th December 2016

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