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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.907857584246798350 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Zopa - showing how loans should be done

I've had a really positive first experience of Zopa when taking out a loan with them . The application process was really efficient and clear; with good communication and guidance throughout. The rates offered were excellent when compared to traditional lenders. Thanks Zopa! Reviewed on: 19th December 2016

excellent service, great choice

managed to get a great deal, with a less than great credit history. Reviewed on: 19th December 2016

Great service

Needed cash fast as became but unstuck and zopa helped out fast with great service also nice easy site to visit. Reviewed on: 19th December 2016

Great

Quick easy and fair I would recommend zopa!! Reviewed on: 19th December 2016

No fuss, quick decision

Fast, friendly and quick decision. No early repayment costs. Great Reviewed on: 19th December 2016

Best company for loan

I am so grateful to be one of your customers who has taken out loan, Thanks so much for letting people to have an easier time in life with your company All the best and Merry Christmas Reviewed on: 19th December 2016

100 % excellent

It was hassle free to get a loan.The customer service was excellent Reviewed on: 19th December 2016

Best rates around

For the load I wanted, Zopa had the best interest rates around by 100000 miles. Also very easy to manage your loan online, change payment dates etc. Overall brilliant service. Reviewed on: 19th December 2016

Truly awesome experience..

Very user friendly website and customer services experience. Highly recommended.. Reviewed on: 19th December 2016

Always helpful and quick to react when searching for a loan

Very helpful and easy to understand and follow the account ,you know exactly where you are with the information provided and always happy to help if there are any questions. Reviewed on: 19th December 2016

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