Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

View other Zopa products

4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

13% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69077)

Easy and high speed.

I have used Zopa twice now and both occasions Have been so simple and speedy. I cannot recommend Zopa enough. P.Reid-Holgate. Reviewed on: 19th December 2016

Easy fast loans

Really easy no fuss way to get a loan. Money in bank within couple of days. Amazing Reviewed on: 19th December 2016

Simple process,great loan rate

I found the entire process in obtaining and finalising my personal loan so simple and exceptional in completing the transaction Reviewed on: 19th December 2016

Excellent Rates, excellent service !!

Very easy process throughout the entire application. Reviewed on: 19th December 2016

Simple and easy like my women

Was as simple as 123 to got the loan few clicks and wam bam thank you mam had the cash easy to set up not like a cheap Chinese tv so would rate top marks good on you:) thanks Reviewed on: 19th December 2016

Better than high street banks

The whole of Zopa is brilliant there has been times where I couldn't get any money from anywhere and when I found Zopa on the internet and started my application off I just couldn't believe that they would let me get a loan with my credit background. Reviewed on: 19th December 2016

Fantastic service

Quick and easy, no hassle, glad I chose zopa. Would definitely recommend Reviewed on: 19th December 2016

The perfect loan provider

I was in need of some finacial help. Zopa provided a loan to me. This meant i could consolidate my debt into one affordable payment. Was quick, easy and hassle free. Perfect Reviewed on: 19th December 2016

Quick, thorough, responsible lending

I had previously approached other lenders and had found the process stressful. I was recommended Zopa by a friend and I'm so glad I did - the process was quick and I was provided with all of the information I needed to feel like I was making an informed decision. Thanks! Reviewed on: 19th December 2016

Very helpful

The whole experience was fast and efficient Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging Loan
from Mint Bridging 3.75 from 5 reviews
Loans
from Leeds Credit Union 4.50 from 11 reviews
Personal Loans
from Lending Works 4.38 from 7 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44337 reviews
Current account
from Zopa 4.93 from 6584 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub