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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

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4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

13% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69077)

So easy

On my second loan now with zopa,great experience so far,excellent rates,ease of setting up loan and all sorted in a couple of days,A+++++++ Reviewed on: 19th December 2016

Can getting and managing a loan be any easier?

After being a bank loan customer for years when I've needed a new car or something special, I decided to give zopa a try. Applied and a few hours later it was complete, I can manage payments online, completely. I'm amazed how good the service is, and how easy the process was. There truly is NO COMPARISON to using Zopa and a bank, it'll be my 1st choice should I need another loan. Reviewed on: 19th December 2016

Brilliant

Very helpful and quick and easy. Reviewed on: 19th December 2016

Simple quick and cheap!

Great rates and a fantastic turnaround! Reviewed on: 19th December 2016

Best way to borrow

Hastle free From start to finnish great comunications from very polite staff i have nothing bad to say about any thing in the process it was quick and simple to arrange my loan online and the money was in the bank when they said it would be Reviewed on: 19th December 2016

trustworthy

Low interest ever ! I recommend Reviewed on: 19th December 2016

Excellent rates. Speedy service No complaints whatsoever

I was delighted with the loan I obtained from Zopa, the rates were fantastic best on the market and the decision was almost instant. I cannot fault Zopa in any way Reviewed on: 19th December 2016

Fast, great service! Would definitely recommend!

Got an answer very quickly! And money even quicker. Very user friendly website and very easy to deal with. Reviewed on: 19th December 2016

fast - hassle free & great rates

fast decision - great interest rates & hassle free Reviewed on: 19th December 2016

Very satisfied

Very quick and easy application process followed by a very quick response Reviewed on: 19th December 2016

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