Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69090)

Great rates, great service

Zopa offered me a great rate, in a loan period that suited me. The information provided was clear and concise. The money was in my account almost immediately. All in all a very slick and trustworthy company Reviewed on: 19th December 2016

How all loan companys should be.

A credit to the industry. Pun intended. Reviewed on: 19th December 2016

Easy personal loan with ZOPA

So easy to access the ZOPA website,get a quote,apply for your loan and get a quick decision all in a few moments. Great interest rates,great customer service. I would use ZOPA again if needed. Reviewed on: 19th December 2016

Great, flexible loan

Zopa's process was incredibly straightforward and intuitive, and the decision very fast. Couldn't fault the application and decision process. Reviewed on: 19th December 2016

Easy to deal with

Recommended to me as fast simple on line process Reviewed on: 19th December 2016

Sensible prompt service

Loan agreed. Generous rates. Reasonable web experience Reviewed on: 19th December 2016

Oh so simple!!

Really easy to obtain the exact amount I needed at the best rate I could find. Thanks Zopa. Reviewed on: 19th December 2016

Zopa Loan Experience

Taking out a loan with Zopa was a pain-free experience - customer service has always been superb. Initially this enabled everything to be set up very quickly and easily. Reviewed on: 19th December 2016

EXCELLENT

MY HUSBAND AND I WERE VERY PLEASED ALL ROUND WITH THE SERVICE PROVIDED . Very helpful and courtious at all times which would make us use them again if we need to and we would certainly recommend them to friends and family. To sum it up Don't hesitate to use zopa if you need to. The best we have used. Henry and Valerie belfast. Reviewed on: 19th December 2016

Why Wouldn't You?

By far the easiest loan application, with a fast deposit into my Bank Account. Very competitive rates and the added advantage of no penalties for over paying or early repayment. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Drafty 4.45 from 216 reviews
Peer2Peer Lending (discontinued)
from Fund Ourselves (inactive company) 4.58 from 351 reviews
Personal Loan
from Updraft 4.88 from 11077 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub