Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69077 reviews)

View other Zopa products

4.95

Based on 69,077 reviews, last reviewed 21st Apr 2026

12% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have been really supportive and helped me with... Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69077)

Great service

Good interest rates, quick approval and great customer service Reviewed on: 19th December 2016

Excellent company, fast and hassle free.

Couldn't of been easier. Applied, decision straight away and money deposited when promised. Couldn't of been easier. Reviewed on: 19th December 2016

Hassle free lending

No call centers, no forms to fill in, no running around to the bank at 4pm on a wet Tuesday. Plus the cheapest rate I could find anywhere else. Why go anywhere else? Reviewed on: 19th December 2016

Use Zopa for your loan!

Easy process, quick decision. I'm able to manage my account online and make overpayments. So user friendly Reviewed on: 19th December 2016

The best loan!

Zopa were fast, easy to communicate with and helpful with any queries. They were friendly and warm and id definitely use them again. Not to mention extremely reasonable rates. Very impressed Reviewed on: 19th December 2016

Life Moving Forward with Zopa

Zopa recognised that although I had financial difficulties several years ago I was no longer a risk. High Street banks would not help me whilst other options involved sky high interest rates. Thanks to Zopa I am able to move forward with my life. Reviewed on: 19th December 2016

Gave me a chance when others wouldn't

Excellent customer service and fantastic attitude towards customers Reviewed on: 19th December 2016

Extremely easy process to apply and take out a loan when needed. I would definitely return to Zopa in the future if required!!

From start to finish Zopa were easy to use, quick, efficient and helpful with any customer service issues. No faffing, no hassle and feel valued as a customer. Reviewed on: 19th December 2016

Zopa Loan

Fast, easy, trustworthy. Great company to get you through a difficult time. Reviewed on: 19th December 2016

Excellent efficient Service

Zopa came highly recommended fast efficient service and great rates Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Cashfloat 4.94 from 27 reviews
Home Loan (discontinued)
from Firth Finance (inactive company) 4.67 from 37 reviews
Personal loan
from Burnley Savings and Loans 5.00 from 1 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44337 reviews
Current account
from Zopa 4.93 from 6583 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub