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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69065 reviews)

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4.95

Based on 69,064 reviews, last reviewed 18th Apr 2026

0% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very simple app to use, quick response time to appli... Very simple app to use, quick response time to application. Reviewed on: 18th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69065)

Simply the best

Very professional ,stress free and helpful ,I wouldn't use any other firm. Reviewed on: 19th December 2016

easy process, great rates

easy to set up, great rates and conditions. Reviewed on: 19th December 2016

Loan

Love Zopa, applying for a loan was easy and I can log in online & check the current status whenever I want. Brilliant rates too! Reviewed on: 19th December 2016

Zopa happy customer

A quick and simple stress free loan after I wasted half a saturday in a certain bank named after a northern Spanish city. Thanks zopa! Reviewed on: 19th December 2016

Very good service

Very good service and interest rates Reviewed on: 19th December 2016

Best place if you need extra money

Thats my second time with zopa... always the best rates always the best customer service..... thanks a lot Reviewed on: 19th December 2016

Excellent company

Fast and simple service, great rates. I will definitely be using them again. Reviewed on: 19th December 2016

Best of the Best

Low % Quick response All explained BEST out of the BEST Reviewed on: 19th December 2016

Highly recommended loan service

Every loan I have taken out with Zopa has been quick, easy and efficient. The interest rates are reasonable and I have recommended Zopa to lots of my friends and colleagues. Reviewed on: 19th December 2016

Quick response, no fuss

I have used Zopa twice now, all very straightforward and uncomplicated. I wouldn't hesitate to recommend them Reviewed on: 19th December 2016

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