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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Best place if you need extra money

Thats my second time with zopa... always the best rates always the best customer service..... thanks a lot Reviewed on: 19th December 2016

Excellent company

Fast and simple service, great rates. I will definitely be using them again. Reviewed on: 19th December 2016

Best of the Best

Low % Quick response All explained BEST out of the BEST Reviewed on: 19th December 2016

Highly recommended loan service

Every loan I have taken out with Zopa has been quick, easy and efficient. The interest rates are reasonable and I have recommended Zopa to lots of my friends and colleagues. Reviewed on: 19th December 2016

Quick response, no fuss

I have used Zopa twice now, all very straightforward and uncomplicated. I wouldn't hesitate to recommend them Reviewed on: 19th December 2016

No problems at all

I've had no problems with zopa. No problems changing direct debit date etc Reviewed on: 19th December 2016

The absolute best

I have used finance quite heavily over the past 30 years. I have seen all companies getting better at customer service but ZOPA top the lot. It was the easiest, smoothest and safest transaction I have ever done. Reviewed on: 19th December 2016

Good loan company

Very easy to arrange a loan with this company Reviewed on: 19th December 2016

Very easy to set up and stress free

Set up loan on line with a couple of emails to send my details. Very easy and efficient service. Would highly recommend zopa. Reviewed on: 19th December 2016

Great service

Wonderful service . Speedy process and amazing rate. Reviewed on: 19th December 2016

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