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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Brilliant with the best APR, had checked all of the recommended sites and went for Zopa. Would do business with them again.

Out of 15 sites on Money supermarket.com Zopa was the best in terms of Getting Approval Lower annual APR Lower Amount payback on the total loan. Absolutely brilliant service. Reviewed on: 19th December 2016

Zopa makes it easy to take out a loan and the customer service is excellent thank you

Easy to fill out application, approved very quickly money in account very fast. Well done zopa Reviewed on: 19th December 2016

They are brill

They are very simple to deal with and fast Reviewed on: 19th December 2016

Simplicity

A simple, straightforward and quick process to have the loan agreed and paid into my bank... Reviewed on: 19th December 2016

Great service

Took a loan out with no hassle at all ,had been refused by other companies Application was easy and very quick ,would definitely recommend zooa Reviewed on: 19th December 2016

Mr n wilby

Low interest rates fast payment friendly and helpful staff Reviewed on: 19th December 2016

Efficient, Easy to Use and Upfront! 10/10

I chose Zopa after searching for a personal loan. Their process was quick, straightforward and fair. I recommend them highly to everyone I know Reviewed on: 19th December 2016

Sorted

Very simple very easy and the web site was brilliant Reviewed on: 19th December 2016

An excellent company when you need a loan

This is a great company to go to when looking for a loan, they were the lowest interest rate around and once I was accepted money was in my account very quickly. I would definitely use again if I need a loan. Reviewed on: 19th December 2016

Easy, simple and great rates

Taking out a loan was easy, offered great rates and found out really quickly whether I was accepted Reviewed on: 19th December 2016

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