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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69065 reviews)

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4.95

Based on 69,064 reviews, last reviewed 18th Apr 2026

0% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very simple app to use, quick response time to appli... Very simple app to use, quick response time to application. Reviewed on: 18th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69065)

Mr n wilby

Low interest rates fast payment friendly and helpful staff Reviewed on: 19th December 2016

Efficient, Easy to Use and Upfront! 10/10

I chose Zopa after searching for a personal loan. Their process was quick, straightforward and fair. I recommend them highly to everyone I know Reviewed on: 19th December 2016

Sorted

Very simple very easy and the web site was brilliant Reviewed on: 19th December 2016

An excellent company when you need a loan

This is a great company to go to when looking for a loan, they were the lowest interest rate around and once I was accepted money was in my account very quickly. I would definitely use again if I need a loan. Reviewed on: 19th December 2016

Easy, simple and great rates

Taking out a loan was easy, offered great rates and found out really quickly whether I was accepted Reviewed on: 19th December 2016

Fast, friendly company all online

Did everything online, did not have to speak to a single person. Within 3 days in my account. Very good interest rates. Highly recommend 10 out of 10. Reviewed on: 19th December 2016

Easy as peas

I found Zopa on a price comparison website and they hit the very top of the best value list for the loan amount I was seeking. From that point to the cash in my account was around 5 working days. Excellent response, application was trouble free and simple. Reviewed on: 19th December 2016

Loan Experience

Very quick and easy to apply and receive the funds. Impressive service Reviewed on: 19th December 2016

Super fast processing time, affordable payments, effortless!

I saw the car I wanted to buy, concerned it would be sold before I could arrange finance, I filled out their online form and the money was in my account 48hrs later! Reviewed on: 19th December 2016

Easy Loan

This was and easy and friendly way to borrow money. The form was easy to fill in, straight forward questions and only had to wait a minute or so for approval. Fantastic interest rate compared to some big lending companies and you can check your account on line, make extra payments and contact them direct if you need to. I would certainly use them again. Reviewed on: 19th December 2016

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