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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Waxa

Very easy to get processed via their online upload options Reviewed on: 19th December 2016

Ronseal

Does what it says on the box! Easy from start to finish. Reviewed on: 19th December 2016

easy apply

Quickly and easy apply for that loan Reviewed on: 19th December 2016

Quite Simply Superb Service

Need a loan for £20k and looked all over for the best rates that would be quick to set-up Zopa was the obvious choice my loan was sorted within 24hrs and the interest rate is the cheapest one out there. Plus I love the fact I can over pay whenever I want so not only have I got the cheapest loan I can pay it off quicker if I want - Thanks Zopa Outstanding! Reviewed on: 19th December 2016

Easy to use

Very easy to use. Setting up payment and extra payments is so easy. Reviewed on: 19th December 2016

Simply the best

Very professional ,stress free and helpful ,I wouldn't use any other firm. Reviewed on: 19th December 2016

easy process, great rates

easy to set up, great rates and conditions. Reviewed on: 19th December 2016

Loan

Love Zopa, applying for a loan was easy and I can log in online & check the current status whenever I want. Brilliant rates too! Reviewed on: 19th December 2016

Zopa happy customer

A quick and simple stress free loan after I wasted half a saturday in a certain bank named after a northern Spanish city. Thanks zopa! Reviewed on: 19th December 2016

Very good service

Very good service and interest rates Reviewed on: 19th December 2016

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