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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Quick and simple!

Very simple to register, very simple to complete. Lovely and quick with easy to use website. Reviewed on: 19th December 2016

Super fast and easy

It was so easy to get a loan,no problems with providing documents,got money into my account really fast and the interest rates were amazing!!! Reviewed on: 19th December 2016

Simple, speedy, reliable

Zopa proved super easy, accessible, speedy & easy Convenient to check balance situation Quick and efficient service Reviewed on: 19th December 2016

Great service. Top website. Great rates.

From application to a very speedy and courteous service, Zopa have been a pleasure to deal with. The website has a very intuitive layout and their loan rates are always amongst the best. Highly recommended! Reviewed on: 19th December 2016

Good communications. Clear process.

Simple clear questions online. Process was clear and quick. Communications were good. Reviewed on: 19th December 2016

Fast and easy loan

Quick and easy to arrange and set up. Didn't take long for money to be sent to me. Competitive interest rates. Would recommend Reviewed on: 19th December 2016

Would highly recommend Zopa

Easy to use website, good communication, easy to make overpayments & to early repay just at the touch of a button and very good interest rates would highly recommend. Reviewed on: 19th December 2016

Easy

Excellent website, easy to use, well designed and nice to look at. I would deffo use it again! Reviewed on: 19th December 2016

Quick and good service

I got the loan quick and simple. Reviewed on: 19th December 2016

Easy to apply. Straight through without fuss.

Needed a loan quickly. This was the best value so I applied. Excellent service and communication. Reviewed on: 19th December 2016

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