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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Easy and straight forward

Whole process was easy and straight forward. Clear and informative information. Best rates available for me! Customer is friendly and efficient! Web site easy to navigate and find everything you need. Reviewed on: 19th December 2016

First class

I've had several loans through Zopa. All have been straight forward and transparent. Money has never taken more than 3 days to appear in my account. Reviewed on: 19th December 2016

Quick and easy

It was quick and easy, much easier than a high street bank. Their web interface is also good Reviewed on: 19th December 2016

Quick and easy to apply and there's a voice at the end of the telephone!

I took out my loan with the minimum of fuss; the application process was very easy to follow, the decision was communicated quickly and clearly with no hidden charges; and when I have needed to speak with someone it has been very easy to do so with no impenetrable switchboard to negotiate. Reviewed on: 19th December 2016

Awesome service & quick loan

I liked zopa a lot due to quick and fantastic service. I applied for £2000 and got it with minimum rate of interest and within 3 days money was in my account. Thanks Zopa! Reviewed on: 19th December 2016

Personal loan

It was so easy to get a loan after Appling and submitting all the requirements. The payment to my account was done in less than 24 hours. Reviewed on: 19th December 2016

Very good, fast, flexible loans

Very helpfull staff, fast payments. Reviewed on: 19th December 2016

Quick and easy process and payment plan, really helped me out when I was in a jam.

Helpful, quick and easy process, helped me pay off a surprise tax bill when I was struggling to make ends meet. Reviewed on: 19th December 2016

Great quick service

I used Zopa because of the great interest rate when I wanted to write off an existing loan. The loan was really easy to apply for and the money was in my account quickly. Zopa also kept me updated with the application via regular emails, which was very helpful. Highly recommended! Reviewed on: 19th December 2016

Painless!

Easy to use website, up front and honest. Very quick and well communicated. Exactly what I was looking for! Reviewed on: 19th December 2016

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