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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69053 reviews)

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4.95

Based on 69,053 reviews, last reviewed 17th Apr 2026

28% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa has been great to use and very fast response fo... Zopa has been great to use and very fast response for a loan Reviewed on: 17th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69053)

Very good. Money in my account quickly.

Money arrived quickly and when they said it would. I will use them again if needed. Reviewed on: 19th December 2016

Easiest loan application ever

Zopa make the loan application the easiest ever . Would highly recommend. Reviewed on: 19th December 2016

Best online rate!

Quick and easy to apply. Money was in the bank quickly. Lowest rate I found online too! Reviewed on: 19th December 2016

Simple cheap loans

The Zopa website was very easy to use and allowed me to see what the interest rate was and what my monthly repayments would be on one screen. Plus the interest rate was low too.. Reviewed on: 19th December 2016

fantastic

Perfect,fast and to the point no hassle and no pain Reviewed on: 19th December 2016

Love Zopa

I had a plesure do deal with Zopa. Grate service. Thank you. Reviewed on: 19th December 2016

Excellent interest rates Easy completion & Quick Decision

The whole experience was quick and easy, with the best and most competitive interest rates around would recommend them to anyone. Reviewed on: 19th December 2016

Help when most needed

Planning a wedding is hard paying for the wedding is harder, from applying to being accepted has been amazing. I cannot fault zopa and I strongly believe that they are the best loan company by far. Thankyou for making my dream wedding a reality Reviewed on: 19th December 2016

Zopa personal loans

Very fast and friendly straight forward and very clear . Gave me a good choice and pointed out the best option for me . Super Zopa ! Reviewed on: 19th December 2016

Easy, simple, good value

Very easy to do, excellent rates and good flexibility. Reviewed on: 19th December 2016

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