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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 12th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa bank and credit card accounts are well run and... Zopa bank and credit card accounts are well run and apps are easy to follow. Reviewed on: 12th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69089)

So good

I needed a loan in a hurry,and rather then go to the big banks I searched online and heard about zopa...the loan application was quick and easy. The money cleared my account and the interest rates are very good compared to what my bank wanted to charge me for the same amount Reviewed on: 19th December 2016

Customer satisfaction

Fastest I've even been issued a loan. Very quick easy steps via the website. Which I used on my phone. Was approved instantly money was issued 3 working days. I've always only ever used bank loans so was a bit optimistic about using another company. But was glad I did. Reviewed on: 19th December 2016

Brilliant

Everything is so easy with the whole process. Website easy to work. Straightforward repayment. No early pay back fees. Friendly and super helpful customer service. Just fab. Reviewed on: 19th December 2016

Simple

Simple easy and with out any fuss what more needs to said Reviewed on: 19th December 2016

Quick personal and efficient service

Excellent service , quick results and personal service. Thank you Reviewed on: 19th December 2016

Very good...

Zopa is fast and very efficient.What i like is that it is all done online.Minamal waiting and best of all no paperwork!Other lenders let me down but Zopa came through for me at time when i needed it.Highly recomended! Reviewed on: 19th December 2016

EASY LOAN

Brilliant easy to use simple website and simple systems Reviewed on: 19th December 2016

Great

Great easy way to get a loan. I would highly recommend. It is easy to pay off even of you want to pay more each month you can. Reviewed on: 19th December 2016

Honest and very pleased

This has been the easiest loan to take. Everything went so quick and without hitch. Reviewed on: 19th December 2016

Best loan provider

Zopa,offer me the best deal,I was refused by other loans provider and banks, from my credit score web site I find Zopa,and I give a try, I had an personal issue quite big,and Zopa offered all their support,very fast,fair,good customer service,I can only say I am 100%satisfied by them. Thank you Zopa Reviewed on: 19th December 2016

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