Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69053 reviews)

View other Zopa products

4.95

Based on 69,053 reviews, last reviewed 17th Apr 2026

28% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa has been great to use and very fast response fo... Zopa has been great to use and very fast response for a loan Reviewed on: 17th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69053)

Easy peasy

Simply outstandingy excellent experience Reviewed on: 19th December 2016

The right way to do business

I recently required a loan to buy my new car and got a rate from Zopa that significantly undercut the dealership. The transaction was seamless and the money transfer was very quick. I can't recommend them highly enough. Reviewed on: 19th December 2016

Excellent all round service

Found the whole experience fast friendly and hassle free! Reviewed on: 19th December 2016

Excellent service

Guide customer service fast delivery Reviewed on: 19th December 2016

Very easy to apply and quick to pay out. Also very easy to communicate with

I took out a loan and a few months later needed to increase it. In less than five minutes it all sorted. Fantastic people to deal with, human not like the banks. Reviewed on: 19th December 2016

Borrowing for new central heating

My central heating system was very old and broke down so borrowed from Zopa which was simple . Brilliant service with no fuss. Reviewed on: 19th December 2016

Recommended loan provider

Taking out loan was straightforward..easy to see repayments & remaining balance therefore keeping me in control. Reviewed on: 19th December 2016

Excellent Service

Fantastic rates and very easy to use. Reviewed on: 19th December 2016

Friendly and helpful

I felt like I was dealing with real genuine people instead of a big company. I will turn to Zopa in the future, no question about it. Thanks Zopa Reviewed on: 19th December 2016

Good rates and easy to manage

The whole process, from initial application to checking how payback I going, has been effortless. I would happily recommend them to anyone. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to peer lending (discontinued)
from FundingSecure (inactive company) 4.25 from 3 reviews
Short-term loan
from Sunny 4.90 from 6020 reviews
Bridging Loan
from Oblix Capital 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44325 reviews
Current account
from Zopa 4.93 from 6542 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub