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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 12th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa bank and credit card accounts are well run and... Zopa bank and credit card accounts are well run and apps are easy to follow. Reviewed on: 12th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69089)

Helped me when I needed it

Was simple and helped me when others made it complicated. They afford me a loan when others would not make it simple, at a competetive rate after seeing other loan options. Reviewed on: 19th December 2016

Excellent and amazing loan providers

First class service from start to finish , hassle free and not one problem , didn't even pick a phone up so easy Reviewed on: 19th December 2016

Fast and easy online process

Fuss free application. Excellent that you can redeem at any time without penalties. Reviewed on: 19th December 2016

Easy,quick and reassuring and low interest rate. Really good.

Excellent. Quick, easy. Low interest rate Reviewed on: 19th December 2016

Brilliant

The process was nice and straight forward with plenty of help on hand to answer any queries! Reviewed on: 19th December 2016

Good, quick efficient service. Thanks

I needed some money for my sons 18th & my daughters 21st. All in 2016. Needed a fast loan. I was provided with what I wanted. Reviewed on: 19th December 2016

Easy application and accessible website

Applied for a loan to consolidate my debt. Found the website very easy to use and also like knowing that I can change my repayment dates easily. Would definitely recommend Reviewed on: 19th December 2016

What else is there to want?!

Fast, easy, low rates - what else is there to want?! :) Reviewed on: 19th December 2016

Zopa Loan Review

A totally professional, courteous, rapid (in terms of decision and money in the bank), competitive interest service. Excellent, thoroughly recommend. James Turner. Reviewed on: 19th December 2016

Easy and Efficient

Zopa are a refreshing lender, making the borrowing process quick, easy and satisfyingy. The website is simple and easy to navigate and all communications are straight-forward and self-explanatory. A pleasure to deal with! Reviewed on: 19th December 2016

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