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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Zoopa loan

Simple, straight forward and fast. Reviewed on: 19th December 2016

Zopa loan

Very simple process, fast decision and delivery of funds. Reviewed on: 19th December 2016

Brilliant simple and helpful!

Everyone was very helpful and polite. Great customer service and the money was in the account very quickly. Brilliant company. Reviewed on: 19th December 2016

Competitive rates

I'm very happy with my loan, really competitive rates Reviewed on: 19th December 2016

Great

Very low interests, no problems with getting loan Reviewed on: 19th December 2016

Quick and efficient servie

Easy process, supportive and kind staff. Would highly recommend it. Reviewed on: 19th December 2016

Very good. Money in my account quickly.

Money arrived quickly and when they said it would. I will use them again if needed. Reviewed on: 19th December 2016

Easiest loan application ever

Zopa make the loan application the easiest ever . Would highly recommend. Reviewed on: 19th December 2016

Best online rate!

Quick and easy to apply. Money was in the bank quickly. Lowest rate I found online too! Reviewed on: 19th December 2016

Simple cheap loans

The Zopa website was very easy to use and allowed me to see what the interest rate was and what my monthly repayments would be on one screen. Plus the interest rate was low too.. Reviewed on: 19th December 2016

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