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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69053 reviews)

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4.95

Based on 69,053 reviews, last reviewed 17th Apr 2026

28% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa has been great to use and very fast response fo... Zopa has been great to use and very fast response for a loan Reviewed on: 17th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69053)

excellent website

The website is brilliant. Straight to the point. Sleak and simple. More website should be like this. Reviewed on: 19th December 2016

Best Loan providers I could've chosen

Needed a loan they were fast, efficient and very helpful Reviewed on: 19th December 2016

Easy to use.

Very easy to use and set up, easy to check what's happeneing and money automatically taken out every month without any problems. The interest rates are very good as well on loans. The website is easy to navigate as well. Reviewed on: 19th December 2016

1st class, so easy to use

All done online in minutes, money was in my account before I knew it, so quick and easy to use I would highly recommend Reviewed on: 19th December 2016

I needed money. They gave me money at the lowest interest rate around.

The whole process was easy and clear, we had what we asked for in less then 3 days. Wonderful! Reviewed on: 19th December 2016

Excellent all round

Excellent, fast, simple. Couldn't be better. Reviewed on: 19th December 2016

Fast and Friendly

Unlike other lenders, the process was quick and easy to understand. Got a fast answer and all commi=unication was quick, clear and polite. The high street banks could learn a lot from these guys! Reviewed on: 19th December 2016

Most pleasent and easiest company to deal with in financing and loans.

From the start until the end, the process was swift, pleasent and enjoyable. Payment was straight away as soon as acception for the loan. You had full control to see what you were paying and to who, and if there were any problems, the friendly staff were always there to give you a helping hand. I would recommend them to anyone who was looking at financing/loan options. Reviewed on: 19th December 2016

Easy

Very easy to use, fast response. Website is well laid out and easy to understand. Reviewed on: 19th December 2016

Excellent rates and quick application

Found to be extremely competitive with rates for loans. Would recommend Reviewed on: 19th December 2016

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