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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 16th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is great Very fast to get an answer and money in the bank straight away Reviewed on: 16th August 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

fantastic

Perfect,fast and to the point no hassle and no pain Reviewed on: 19th December 2016

Love Zopa

I had a plesure do deal with Zopa. Grate service. Thank you. Reviewed on: 19th December 2016

Excellent interest rates Easy completion & Quick Decision

The whole experience was quick and easy, with the best and most competitive interest rates around would recommend them to anyone. Reviewed on: 19th December 2016

Help when most needed

Planning a wedding is hard paying for the wedding is harder, from applying to being accepted has been amazing. I cannot fault zopa and I strongly believe that they are the best loan company by far. Thankyou for making my dream wedding a reality Reviewed on: 19th December 2016

Zopa personal loans

Very fast and friendly straight forward and very clear . Gave me a good choice and pointed out the best option for me . Super Zopa ! Reviewed on: 19th December 2016

Easy, simple, good value

Very easy to do, excellent rates and good flexibility. Reviewed on: 19th December 2016

Competitive interest rates

Very easy process and good interest rates Reviewed on: 19th December 2016

Excellent service and fast processing.

I took out a loan with Zopa after finding them on a comparison site. The interest rate was the best I could get, applying was quick and my application was processed quickly and the funds credited to my account. As I no longer needed the loan I was able to repay it early having previously made overpayments. Zopa is a great example of the disruptive wave striking at the heart of banking through Fintech. Reviewed on: 19th December 2016

Excellent experience

Excellent response times and customer service. Would definitely use them again. Reviewed on: 19th December 2016

Quick with an excellent customer service.

Very quick steps, excellent customer service and low apr Reviewed on: 19th December 2016

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