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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Very efficient

I found it nice and easy to follow, Zopa provided me with what I need after application, very quick too, it was that good I got a credit card too Reviewed on: 14th January 2025

Sweden10

Excellent the app and customer service Reviewed on: 14th January 2025

Out of the other loan offers yours was the lowest in...

Out of the other loan offers yours was the lowest interest rate and speedy approval Reviewed on: 14th January 2025

Very easy application and quick response easy repaym...

Very easy application and quick response easy repayment method very quick approval system and low interest rate Reviewed on: 14th January 2025

Life Changing

Fantastic, amazing and life changing, wonderful customer service, I could not have asked for more, thank you so much! Reviewed on: 14th January 2025

Very pleasant staff Good communication, forms simple...

Very pleasant staff Good communication, forms simple to use . Reviewed on: 14th January 2025

Very efficient Company

After filling out my application, I was told a decision would take a few days. I was in fact contacted virtually immediately that I had been successful and the funds were in my account. Reviewed on: 14th January 2025

Seamless Loan Application Experience

The loan application process was straightforward and efficient. From the initial inquiry to approval, the staff provided clear guidance and support. The communication was prompt, and I felt valued as a customer throughout. The terms were transparent, and the funds were disbursed quickly, making the experience stress-free. Highly recommend for anyone seeking a hassle-free loan process! Reviewed on: 14th January 2025

Easy online process especially for existing customers

Easy online process especially for existing customers Reviewed on: 14th January 2025

I have car finance,personal loan and a credit card w...

I have car finance,personal loan and a credit card with Zopa with amazing rates and everything is really easy to apply for. I don’t really like phone calls and everything I’ve applied for has been online and it’s all a simple process. Reviewed on: 14th January 2025

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