Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

View other Zopa products

4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69083)

Highly Recommend

The app is amazing - staff great when you need to contact them. Reviewed on: 14th January 2025

Easy process made to feel valued questions...

Easy process made to feel valued all right questions asked but not made to feel uncomfortable or embarrassed excellent customer service nice to deal with a person Reviewed on: 14th January 2025

I had a quick response to let me know if I could len...

I had a quick response to let me know if I could lend and money was in the bank within hours. Reviewed on: 14th January 2025

I absolutely love using zopa there customer experien...

I absolutely love using zopa there customer experience is next level. Using thee product and services is really easy and straightforward and everything is done online and paperless. I just wish there rate were lower Reviewed on: 14th January 2025

Applying for the loan was quick and easy.

Applying for the loan was quick and easy. The funds were in my account within minutes. The app is easy ti use to monitor repayments and early repayment offer is easy to obtain is needed Reviewed on: 14th January 2025

quick and easy and simple to apply for a loan...

quick and easy and simple to apply for a loan online Reviewed on: 14th January 2025

Excellent experience with Zopa

I've had an excellent experience with Zopa who have helped me get my finances on track. Reviewed on: 14th January 2025

Easy application process and money into bank quickly

Easy application process and money into bank quickly Reviewed on: 14th January 2025

Quick and easy process

The whole process is easy from start to finish and if approved you receive the money quickly. Their app is easy to use and keeps you up to date with everything you need to know. Reviewed on: 14th January 2025

Easy to deal work and keeps me informed

Easy to deal work and keeps me informed Reviewed on: 14th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from Mr Lender 4.86 from 8305 reviews
Personal Loan
from HSBC 3.53 from 65 reviews
Bridging Loan
from Oakbridge 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub