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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Zopa are my preferred loan company.

Zopa are my preferred loan company. Always such an easy and straightforward application with great customer service. Reviewed on: 14th January 2025

Loan experience

Excellent service - very quick and app was easy to use. Reviewed on: 14th January 2025

Very good, quick and easy way to get a loan

Very good, quick and easy way to get a loan Reviewed on: 14th January 2025

Quick and easy application with a great rate

Quick and easy application with a great rate Reviewed on: 14th January 2025

Great company and easy and simple and before you kno...

Great company and easy and simple and before you know it you have your loan Reviewed on: 14th January 2025

I just went on line to look for a lone to help be ge...

I just went on line to look for a lone to help be get back on my feet and Zopa pop up no hard sale and rates were very good and had a decision in seconds and the money was in my bank with in the hour Reviewed on: 14th January 2025

Great experience applying and obtaining a Zopa loan!

Super easy to apply for a loan, got given a great rate and the money was transferred quicker than I could believe. The app is really easy to use and simple to understand the content. Would really recommend using Zopa Reviewed on: 14th January 2025

Best financial decision I’ve made!

I’ve always have a positive experience dealing with Zopa. They value their relationships with clients and make it so easy to stay on top of your accounts with their easy app. Reviewed on: 14th January 2025

Easy to use app and never had a bad experience...

Easy to use app and never had a bad experience Reviewed on: 14th January 2025

Efficient and helpful with ease of use

Efficient and helpful with ease of use Reviewed on: 14th January 2025

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