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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Just what I need at the right time

Just what I need at the right time Reviewed on: 14th January 2025

Very easy to use and very helpful

Very easy to use and very helpful if you have any questions which us important. Honest and straight Reviewed on: 14th January 2025

...Top provider

Zopa loan application was swift and easy excellent service will use again and recommend friends and family THANK YOU ZOPA. Reviewed on: 14th January 2025

Quick and easy to work wither

Quick and easy to work with and good customer service Reviewed on: 14th January 2025

Excellent and expedient service, great folks to chat...

Excellent and expedient service, great folks to chat to, if/when needed and a brilliant and competitive service, with great rates ( and not just for mates). Easy process to manage, very useful app, allows you to manage your own account with ease Reviewed on: 14th January 2025

Very quick and sensible loan.

Very quick and sensible loan.Also the flexibility of payments is very helpful, Reviewed on: 14th January 2025

No fuss or hassle, just competitive rates and ease o...

No fuss or hassle, just competitive rates and ease of access! Reviewed on: 14th January 2025

Fast and fantastic

I needed a loan to consolidate debts and I was offered an extremely reasonable lend rate. The transaction was fast, and when I say fast; the money was in my account before I had a chance to close the Zopa app and open my banking app. Reviewed on: 14th January 2025

Application process was seamless, less technical and...

Application process was seamless, less technical and quick. Reviewed on: 14th January 2025

Zopa are my preferred loan company.

Zopa are my preferred loan company. Always such an easy and straightforward application with great customer service. Reviewed on: 14th January 2025

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