Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Loan experience

Excellent service - very quick and app was easy to use. Reviewed on: 14th January 2025

Very good, quick and easy way to get a loan

Very good, quick and easy way to get a loan Reviewed on: 14th January 2025

Quick and easy application with a great rate

Quick and easy application with a great rate Reviewed on: 14th January 2025

Great company and easy and simple and before you kno...

Great company and easy and simple and before you know it you have your loan Reviewed on: 14th January 2025

I just went on line to look for a lone to help be ge...

I just went on line to look for a lone to help be get back on my feet and Zopa pop up no hard sale and rates were very good and had a decision in seconds and the money was in my bank with in the hour Reviewed on: 14th January 2025

Great experience applying and obtaining a Zopa loan!

Super easy to apply for a loan, got given a great rate and the money was transferred quicker than I could believe. The app is really easy to use and simple to understand the content. Would really recommend using Zopa Reviewed on: 14th January 2025

Best financial decision I’ve made!

I’ve always have a positive experience dealing with Zopa. They value their relationships with clients and make it so easy to stay on top of your accounts with their easy app. Reviewed on: 14th January 2025

Easy to use app and never had a bad experience...

Easy to use app and never had a bad experience Reviewed on: 14th January 2025

Efficient and helpful with ease of use

Efficient and helpful with ease of use Reviewed on: 14th January 2025

I wouldn't look any further than Zopa.

I was looking for a consolidation loan and came across Zopa. The application could not have been easier, the decision was fast as was receiving the loan. They also have a fantastic app which lets me keep track of where I am at. I feel really comfortable with Zopa and would recommend them in a heartbeat. Reviewed on: 14th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Logbook Loan
from eLogBookLoan 4.38 from 13 reviews
Loans
from Advance Credit Union 4.15 from 3 reviews
Personal Loan
from Ikano Bank 2.68 from 36 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub