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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

No hassle, professional people.

No hassle, professional people. Would definately recomend. Reviewed on: 14th January 2025

Straightforward application ,good app ,no messing tr...

Straightforward application ,good app ,no messing trying to upwell Reviewed on: 14th January 2025

Friendly, helpful and quick.

Friendly, helpful and quick. Amazing. Needed a small loan and it was sorted so quickly. And they even followed up to make sure everything was sorted. Reviewed on: 14th January 2025

Flawless from start to finish

Flawless from start to finish and funds in the bank very promptly. Reviewed on: 14th January 2025

Very easy application , speedy decision-making.

Very easy application , speedy decision-making. And good interest rates. Would recommend this company to anyone thinking of applying Reviewed on: 14th January 2025

Recommended & more.

Seamless, and very efficient from start to finish. An almost painless experience. Reviewed on: 14th January 2025

Great service & products

I have taken a few loans out with Zopa and every time has been very smooth, the app is very good. The rates are also quite well. I enjoy using the app & using their services. Reviewed on: 14th January 2025

Good website, competitive rates and easy to track.

Good website, competitive rates and easy to track. Reviewed on: 14th January 2025

Really easy to apply and was accepted in minutes.

Really easy to apply and was accepted in minutes. Easy to use and make repayments Reviewed on: 14th January 2025

Zopa listened to my requirements

Zopa listened to my requirements and gave a quick and satisfying answer. Reviewed on: 14th January 2025

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