Smart Money People Logo

Zopa: Personal loan reviews

4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69083)

Zopa listened to my requirements

5
Zopa listened to my requirements and gave a quick and satisfying answer. Reviewed on: 14th January 2025

Easy to apply friendly staff and quick outcome

5
Easy to apply rapid outcome & money quickly available in account Reviewed on: 14th January 2025

Easy to arrange with easy forms to fill in

5
Easy to arrange with easy forms to fill in Reviewed on: 14th January 2025

Loan application

5
Applied for loan quick decision and fast payment easy to apply Reviewed on: 14th January 2025

Applied for loan online and had a quick descision we...

5
Applied for loan online and had a quick descision web site very easy to use Reviewed on: 14th January 2025

Quick application, quick payout.

5
Quick application, quick payout. Reviewed on: 14th January 2025

Great experience.

5
Great experience. Hassle free would definitely recommend. Reviewed on: 14th January 2025

If you need help try ZOPA.

5
Help was there when I needed it and whenever I need it Reviewed on: 14th January 2025

Money Management

5
Quick application, money transfer instantly. Excellent app to monitor my loan and helpful tools that are easy to navigate. Reviewed on: 14th January 2025

very easy and fast way to borrow money

5
very easy and fast way to borrow money Reviewed on: 14th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44343 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products